Originally Posted by RodgerS
Nobody knows the answer, it is all about probabilities, and ability to help yourself or not.
It also depends on the actual underwriter. The one I bought is backed by Great American Financial, a very large Insurance Co. The dealer also has a credit card to use for payment if I run into a problem finding someone who will work directly with the warranty company. Our policy, which I read very thorougly is more "Inclusive" than *exclusive" it also covers mobile service calls.
When we had the SENECA they paid for a new radiator instantly and we still got a partial refund when we traded.
Read it thoroughly then make the decision, as was mentioned it's an insurance policy and so far they've worked for us.