Same thing happened to me on a van I had financed. I changed insurance companies and bank did not get the info. They took it on themselves to insure me at a cost $1800 if I did not show proof of insurance. I got it straight, went back to around 240.
2004 Chevy 2500HD Crew Cab 6.0l, 4.10r
2010 Jayco Jayflight 28BHS
Reese Strait Line with Dual Cam
P3 Brk controller