From experience (2 friends who had dedicated RV insurance companies)...
STAY AWAY FROM THEM!!!!!
They are tailored to RV world yes, but they are often way more expensive than your regular insurance company!
Both my friends had issues with their RVs...
- One had an accident 500km from home... the TT was damaged only... but the company wouldn't tow it back to his place after the repairs. They said that it was not covered. He found out after that if he had been with his regular car insurance, it would have been covered.
- Second one had a tree fall on his TT while he was camping... Insurance company covered damage to the TT, but not his belonging...they argued that it was his home insurance that had to cover his belonging.
House insurance declined the claim, saying it was an RV related claim.
I'm covered for house, 2 cars and TT with the same company, if something happens, they'll cover me, no problems!
2014 JayFlight 28BHBE (replacing a 2009 Kodiak 25QS)
2011 Sierra SLT CrewCab 4x4
1200/12,000 Equal-I-Zer Hitch