I originally had my trailer on my State farm Homeowners policy when parked or in campgrounds and on my State Farm policy for my vehicles when towed. HOWEVER, When I found out that when parked, and on my homeowners policy, If anything happened, it would be the $1200.00 deductible that is on my home owners policy. WOW, that is a lot of money if something happened.
Generators stolen..... State Farm: $1200.00 deductible....
Good Sam: $250.00 deductible. Awning gets ripped off by wind. State Farm:$1200.00 Good Sam: $250.00. Get the message? Plus, State Farm does not drop the Comprehensive when the trailer is stored for the winter. Good Sam does and that makes the insurance much cheaper.
I talked with a Good Sam agent and my deductible is $250.00 and EVERYTHING is covered. Including replacement.
2012 Ford Expedition EL
2012 26BH (Traded)
2002 Prowler Lynx (totaled due to tire blowout)