As stated by others, the best way to go is to have a separate policy on the trailer, regardless of whether it's hitched or not. Many policies that cover it while hitched do not cover much of anything if sitting disconnected. And in my state, same as the house, if you are flooded by rain that hits the trailer first (basically a roof or sidewall leak), you are covered. But if the rain hits the ground first and THEN floods the trailer, you have NO coverage unless a separate flood policy is in effect.
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2003 Ford F-350 V-10 Crew Cab 4WD Long Bed
2004 Jayco Designer Medallion 29 RLTS 5th wheel
Bill, Gayle, Teddy (Jack Russell terrier), and Honey (Beagle)
Retired at last !
Nothing is foolproof to a sufficiently talented fool.
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