Originally Posted by mothernaturesson
DW and I have survived to our late 50's and have realized for some time now the dream of buying a little piece of land in the mountains to build on for retirement isn't going to happen. I've been researching some of these communities that sell deeded rv lots. Not exactly the one or two acres of privacy I've dreamt about, but some look pretty darn nice with lakes or rivers and various amenities. I am without a doubt an impulse type of person and would love any opinions good or bad on this in case it's not a good idea.
You sound like me. I had the dream when I was 21 and just out of college. We looked at the deeded type of lots and found they were way too expensive. After looking at the fine print in the contract, regarding what you could or couldn't do, I was sure it was a bad idea.
One of our desires was the ability to target shoot. Nothing outrageous, just a little .22 rifle punching paper. That was a no-no everywhere. Others actually restricted what you could build. Finally, most lots were small and close together, so there was no privacy.
Then, we started looking at ordinary real estate. That took years! Had a few deals fall through, and most parcels were either on bad roads, or too expensive.
At age 38 I found what I was looking for. Eleven acres with a stream and 800 feet of road frontage on a paved highway. That's when we bought our first RV. Installed a driveway, leveled a site and off we went. The startup costs were $5,000 and the annual taxes and insurance were $100.
Since then we added and stocked a pond, a covered rifle range, a covered pistol range. When the 20 acres across the road went up for sale in an auction, we bought that too and added 2 more campsites for our 2 sons. The total cost has been about $12,000.
We are in NY....I don't know about other parts of the country. But at least here there IS still property for sale. It just takes a lot of searching.
Try state, county or towns for annual tax auctions. Contact oil and timber companies. Find a realtor in the boonies that handles vacant land.
In the end land will probably be cheaper than a community, you'll have the privacy you want, and the only maintenence "cost" will be your own labor.