Originally Posted by Jayson 197
I was going to add my trailer to my auto policy; however, my auto policy only offers liability coverage when connected to a tow vehicle. I did not want to be without liability insurance while at an RV park or while it's being stored.
I made this mistake on my first TT and after the first season learned the important lesson of the differences in coverages. Since then I have been covered and probably over covered, but in today's world you need it.
Now, the liability does come from your TV while on the road and connected so if you can stay with one company it is going to make claims easier should you ever have one. Companies fight all the time when it comes to blame and if you have 2 policies that cover seperate claims on the same RV you might run into an issue. I am not saying it's certain, just possible. See if your auto ins has something to add on specific to the RV.