Jayco RV Owners Forum

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Old 07-23-2015, 06:30 AM   #1
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Join Date: Feb 2015
Location: Phoenix
Posts: 179
United States Warranty Corp

I'm being offered an 84 month $100 deductible "Eagle Guardian" plan by a dealer.

Opinions on this company? Alternatives?

I know this is a loaded subject.

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Old 07-23-2015, 06:33 AM   #2
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Also opinions on Portfolio Protection from First Extended Service Corporation

Thank you!

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Old 07-23-2015, 07:53 AM   #3
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Location: Campbell Hall
Posts: 2,359
My opinion on these 3rd party warrantees:

They make a whole lot of money for the issuing company. Total up the premium for 3-7 years (depends on what is covered) and you will find the total cost of a new unit. They are betting that you will take reasonable care of your property and it will last for its rated service life.

Remember: The House Always Comes Out Ahead.

IF you can afford the premiums for this coverage, set the money aside in a separate savings account. In a year, you can buy a new water heater for the house. In 3 a new fridge. But these things last MUCH longer, don't they?

The manufacturers warrantee cover's defects from the factory. It a thing holds up well during that time, or only needs minor fixes, you've got yourself a winner that will give good service with only reasonable maintenance and repairs.

Once you are beyond the rated life and/or the thing has become a money pit, replace it.
TT 2015 19RD "TheJayco"
TV 2003 F-350 "Montblanc" - Housebroken chore truck

Sitting in The Cheap Seats.
And proud of it!
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Old 07-23-2015, 09:14 AM   #4
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I always avoid all 3rd party extended warranty companies.
2011 351RLTS Eagle, Mor/Ryde suspension & pin box
06 F350 Lariat PSD, SRW, LB, CC, EGR delete kit, 16K DrawTite hitch, Timbrens, TST TPMS

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