Retired is a state of mind more than one of reality. I know a hippy that retired when he was 10 years old, lives in a cave answers to no man, eats things I won't serve my dog. I have substantially higher standards, still have to put my daughter through college, keep my house maintained, finance my 2 dozen hobbies, take my wife out to dinner. I don't know what retiring means. The goal is geographical and financial independence, not 'retirement', there will always be a new TV or camper on your horizon, something to work for, at some level. "retirement" frankly doesn't exist. Just my humble opinion.
2016 27BHS Elite
2012 F-150 EcoBoost / Max Tow