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12-22-2016, 06:21 AM
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#1
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Senior Member
Join Date: Nov 2016
Location: San Antonio
Posts: 2,950
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Overheard at a dealership
Before finally buying our Jayco we walked through a lot of dealerships and overheard a lot of couples discussing their purchase. I lost count how many times I heard the following sentence stem
"We could easily afford this one if we . . ."
We finished ours with if we ate dinner at home a few times a week.
How did you finish yours?
And we haven't really started eating more at home [emoji3]
__________________
2017 JayFlight 21QB
2021 Ford F150 SCrew 3.5 Eco, 157”, 3.55, Tow Pkg
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12-22-2016, 07:04 AM
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#2
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Senior Member
Join Date: Mar 2016
Location: Upstate N.Y.
Posts: 488
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"We could easily afford this one if we . . ." Get low financing. The dealer offered us 4.99%. We went outside and ended up with less than 2.5%. So that's what sealed the deal for us. That gives a little extra a month with the same term.
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12-22-2016, 07:14 AM
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#3
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Senior Member
Join Date: Jul 2015
Location: Marion
Posts: 296
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Sold the house.
__________________
2015.5 Chevy Silverado 2500HD Crew Cab LTZ Z71 Duramax 4x4
2012 Rockwood Windjammer 3001w
(Jayco 23rb traded)
2016 Sunset Trail Super Lite ST250RB for sale
Next unit: Jayco Eagle 336fbok
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12-22-2016, 07:38 AM
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#4
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Junior Member
Join Date: Sep 2016
Location: Oshawa
Posts: 16
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... didn't have kids...
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Peter
TV 2016 Ford Explorer Limited
TT 2016 Jay Feather 17XFD Hybrid
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12-22-2016, 07:43 AM
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#5
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Senior Member
Join Date: Aug 2013
Location: NC
Posts: 974
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If we go home and prove out our plan over at least a year before we sign.
__________________
No man has a good enough memory to be a successful liar. Abraham Lincoln
2016 36FBTS Pinnacle
2016 F350, 6.7, 4x4, DRW, long bed
B & W Companion 5th wheel Hitch
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12-22-2016, 08:51 AM
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#6
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Senior Member
Join Date: Jun 2016
Location: Denver
Posts: 4,248
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Knock over a few more 7-11's. 
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12-22-2016, 08:52 AM
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#7
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Senior Member
Join Date: Dec 2015
Location: culleoka
Posts: 225
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It's less then the house payment was.
__________________
Don, Sandy and our girls Ruffie & Patches
2018 337rls open range roomer
2001 GMC 8.1 373 B&W 16k patroit
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12-22-2016, 09:00 AM
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#8
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Senior Member
Join Date: Nov 2015
Posts: 1,036
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If we can pay cash.
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12-22-2016, 09:28 AM
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#9
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Site Team
Join Date: Nov 2010
Location: Virginia`s Eastern Shore
Posts: 17,093
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could also afford a truck that would pull it....
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12-22-2016, 09:45 AM
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#10
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Senior Member
Join Date: Feb 2012
Posts: 968
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"We could easily afford this one if we . . ." won the Powerball lottery!
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12-22-2016, 10:01 AM
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#11
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Senior Member
Join Date: Sep 2013
Location: South Texas
Posts: 7,217
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... put a little less in savings.
That's what we said when we bought our current TT. We don't generally stretch our budget a lot when we make large purchases, and that's by design. And we tend to shop the lowest interest rate we can get when we finance, and pay off early.
Now, when we step into the DPs at RV shows? We say things like "we need to play the lotto", or "we could do this if we sold our house and most of our 'stuff' and lived in it". In reality (where we live) it's unlikely we will ever be able to afford something like that. But everybody's gotta dream a little!
__________________
-2018 Greyhawk 29MV
-2020 Jeep Wrangler Unlimited (JLU) (Primary Toad)
-1994 Jeep Wrangler YJ (Secondary Toad)
-2014 Jay Flight 28BHBE & Ram 2500 6.4L CC 4x4 (sold)
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12-22-2016, 10:13 AM
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#12
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Senior Member
Join Date: Feb 2016
Location: Abilene
Posts: 579
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"Don't stay in hotels when working out of town"
Made it pretty easy.
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12-22-2016, 10:21 AM
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#13
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Senior Member
Join Date: Jun 2016
Location: Newburgh
Posts: 6,307
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Quote:
Originally Posted by pfalex
... didn't have kids...
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I often think about how much money I would have if I never had my 4 beautiful children. I come to the same conclusion each time, I don't give a damn about the money my kids are the most important thing in my life and every sacrifice I made because of them or for them was well worth it in the end....
__________________
2022 33RBTS
Progressive Industries EMS - Hardwired
Equalizer 4 Point WDH
2021 Ford F350 7.3
Air Lift Rear Bags w/ On Board Compressor (Pending)
2016 28BHBE - (Traded and Missed already)
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12-22-2016, 12:03 PM
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#14
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Senior Member
Join Date: Aug 2013
Location: Bellingham,Wa.
Posts: 6,680
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If you sold that extra car of yours this TT won't cost us a penny and we should have money to spare! So I did and never looked back.
__________________
2010 Jayco Hybrid EXP21M
2013 Toureg TDI
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12-22-2016, 01:47 PM
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#15
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Senior Member
Join Date: Apr 2016
Location: Weatherford
Posts: 505
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If.... We didn't have an "if" and paid cash. We've been debt free for about 30 years and plan to stay that way. I bought a '11 F-150 on credit because I could get another $1,000- off the price. I had to keep the loan for 90 days to keep from having an early-payment penalty... so I paid it off on day 91. I paid about $100- in interest so I had a net gain of about $900- off the price of the pickup... 
__________________
Jack and Delores, Weatherford, Texas
2016 White Hawk 28DSBH TT, 2014 Ram 4X4 2500 CTD
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12-22-2016, 01:59 PM
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#16
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Senior Member
Join Date: Nov 2016
Location: San Antonio
Posts: 2,950
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Whether paying cash or financing I've always had an if. I passed on the '13 F150 Raptor to pay cash. If I didn't have to tow, I would have gone ahead and bought another 4x4.
__________________
2017 JayFlight 21QB
2021 Ford F150 SCrew 3.5 Eco, 157”, 3.55, Tow Pkg
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12-22-2016, 03:20 PM
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#17
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Junior Member
Join Date: Sep 2016
Location: League City
Posts: 8
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Now that our son isn't in our pocket books
Sent from my iPhone using Tapatalk
__________________
John
2011 RAM Sport Crew Cab,
2016 Jayco 23 RLSW
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12-22-2016, 06:27 PM
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#18
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Senior Member
Join Date: Jul 2014
Location: Fuquay-Varina
Posts: 884
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Quote:
Originally Posted by culleokapapa
It's less then the house payment was.
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And the term is MUCH shorter!
__________________
2014 Greyhawk 31FK
2007 Honda Shadow Sabre 1100cc
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12-22-2016, 06:44 PM
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#19
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Senior Member
Join Date: Feb 2016
Posts: 201
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If ...
If I forgo that month trip to Europe via Business Class.. So I did, and I DID ! 'Course then again I only bought (cash) the little guy in my Signature below. What with the situation in Europe these days, probably a prudent decision. The bambis/elk I pursue (with my Jayco) don't use IED's or shoot back!
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12-23-2016, 04:34 PM
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#20
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Senior Member
Join Date: Oct 2016
Location: NE Colorado
Posts: 311
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.... if we got it for free. 
Which we sort of did. A year ago my wife decided to "invest" in a rental house that was for sale on a foreclosure auction. She bought it, we put a very little into it to fix it up - about $5000. After a year she decided that she wasn't the landlady type. Sold the house for a $40,000 profit. Paid for the TT and half of the TV to pull it. 
Perfect deal, considering we are on a fixed income, SS and investments.
__________________
Rick
2016 F-150 XLT 4x4 Super Crew 3.5L Ecoboost
2017 Jay Feather X213
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