Originally Posted by chuckandcindy
Does anyone have an alternative solution to this dilemma?
Why not use cash as the alternative?
I understand credit cards are a preferred method for lots of folks, but we just don't use them and favor debit cards when its absolutely necessary to have a card (i.e. hotel, car rental, flights).
We have a primary account that is used the majority of the time. However I also a second "emergency account" with a separate debit card that we can use incase our primary account is compromised in any way.
We have done this for several years now. It was quite an adjustment to eliminate credit cards, but now I don't miss them at all.