Jayco RV Owners Forum

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Old 11-17-2011, 05:53 PM   #11
Senior Member
Join Date: Apr 2011
Location: AZ, USA, Earth
Posts: 1,087
Originally Posted by SmokerBill View Post
I believe that if you can find a good, local credit union to work with, you get the benefit of (usually) better rates, while helping the local economy. Credit unions are not-for-profit, and don't have to please shareholders or pay stock dividends, or even pay federal income taxes, so often those savings are passed on to customers through better rates.

I just bought a new truck in September and because the rate offered by the dealer financing (B of A, unfortunately) was less than my CU offered, I went with it. But the rep at the CU I work with told me that a new special was going to start soon, and it did. I did a refi on the truck before the first B of A payment was due.

Actually, the "customers" are the share holders and they get paid dividends.

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