View Poll Results: Who do you use for RV insurance?
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Allstate
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1 |
2.38% |
Farmers
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1 |
2.38% |
Geico
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5 |
11.90% |
Good Sam
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6 |
14.29% |
Nationwide
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0 |
0% |
Progressive
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14 |
33.33% |
Safeco
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0 |
0% |
State Farm
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12 |
28.57% |
The Hartford
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1 |
2.38% |
USAA
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2 |
4.76% |
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08-24-2016, 03:28 PM
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#1
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Senior Member
Join Date: Nov 2015
Posts: 1,036
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Who do you use for RV insurance?
Who do you use for RV insurance?
We started with State Farm years ago as we had with our other vehicles for years but after shopping around found Progressive to be almost half the price.
We have had a few claims over the years and couldn't be happier.
P.S. Sorry if I missed adding yours to the poll. There are many to consider these days. And the maximum for a poll is 10.
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08-24-2016, 03:30 PM
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#2
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Senior Member
Join Date: Aug 2016
Location: Denver
Posts: 1,580
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I use progressive for now, but just got a quote from Good Sam that was half the price, might be changing soon, even though I just paid for a whole year at progressive up front (small hassle)
Just read the OP, funny that you got half price going to Progressive and I'm getting half price by leaving them
500/yr progressive
240/yr Good Sam (coverages aren't identical, but good enough for me)
__________________
2016 27BHS Elite
2012 F-150 EcoBoost / Max Tow (Sold)
2017 'Blue Jeans' 6.2 F-250 Lariat 4.3 gears.
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08-24-2016, 04:08 PM
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#3
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Senior Member
Join Date: Aug 2015
Location: Albany, OR
Posts: 692
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Just curious what type of insurance is being referred to here? Normally a trailer is covered while traveling by the TV insurance. I have insurance that covers things like a tree falling on the trailer and things like that. But I do not have any kind of extended warranty insurance.
Regarding cost of different insurers...it seems they all play the same game anymore. Give you a low entry price and slowly raise the rates over time and hope you don't pick up on it. Same with cable/satellite companies. What they should do is lower your rates for being a good long term customer, but that does not happen any more.
I just get quotes every couple of years if the quote is low enough, I switch.
__________________
2015 Jayco 27RLS
2015 Ford F250 6.7PSD
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08-24-2016, 04:18 PM
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#4
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Senior Member
Join Date: Jan 2015
Location: DFW
Posts: 3,493
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I had USAA and always thought they were the best and had the best prices....until I shopped around. Geico saved me about 1/3 the price by switching (RV, TV and wife's car). USAA still cheapest for us with regards to homeowners, so no switching there.
__________________
Dan
'24 GMC 2500 AT4X AEV Edition
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08-24-2016, 04:30 PM
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#5
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Senior Member
Join Date: Aug 2016
Location: Denver
Posts: 1,580
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Quote:
Originally Posted by DanNJanice
Just curious what type of insurance is being referred to here? Normally a trailer is covered while traveling by the TV insurance. I have insurance that covers things like a tree falling on the trailer and things like that. But I do not have any kind of extended warranty insurance.
Regarding cost of different insurers...it seems they all play the same game anymore. Give you a low entry price and slowly raise the rates over time and hope you don't pick up on it. Same with cable/satellite companies. What they should do is lower your rates for being a good long term customer, but that does not happen any more.
I just get quotes every couple of years if the quote is low enough, I switch.
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If you finance your trailer, the lein holder will require an insurance policy for the trailer. (nothing to do with your warranty) My trailer is not specifically covered at all by my progressive policy for my TV (other than for strict liability issues).. i.e. I run someone over... etc.. I had to get a separate RV policy before they could print my temp tags and send me home. Assuming it's the same in most (all?) states. If you live in a state that requires full coverage on a car you are financing, you'll need a policy for the camper too. It protects the lien-holder (and you as a bonus). Thankfully these policys are pretty cheap.. I've been quoted as low as 20 bucks a month.
__________________
2016 27BHS Elite
2012 F-150 EcoBoost / Max Tow (Sold)
2017 'Blue Jeans' 6.2 F-250 Lariat 4.3 gears.
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08-24-2016, 06:40 PM
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#6
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Senior Member
Join Date: Jan 2015
Location: Surprise
Posts: 2,623
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Just got a quote from Hartford through AARP. $20,000 on trailer, 200 deductible for $158. Contents are covered under our homeowner policy. $30,000 was about $85.00 more. Goes by current value not new cost. FYI
__________________
2011 Toyota Tundra double cab
2015 27RLS
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08-24-2016, 07:21 PM
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#7
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Member
Join Date: Oct 2014
Location: Northville
Posts: 79
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Just switched tonite from Farmer's to Good Sam, about a 60% reduction in rates. Hope we don't need to see how good it is.
__________________
2017 F-250 6.7L, previously was 2016 F250 6.7L S-Crew 4x4, and 2012 F150 S-Crew 4x4 Ecoboost, Max-Tow
2013 Jayco 28DSBH
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08-24-2016, 08:27 PM
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#8
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Senior Member
Join Date: Apr 2016
Location: Peachtree City
Posts: 1,130
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Switched from Progressive to a Nationwide company found through Good Sam club. A little over 50% savings with better coverage.
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08-25-2016, 07:12 AM
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#9
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Senior Member
Join Date: May 2013
Location: SE Wisconsin
Posts: 3,430
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Mine is not on the list: American Family.
__________________
Chuck
2013 Jayco Jayfeather X20 E (sold)
2016 Chevy Silverado LTZ 2 Z71 Crew Cab (sold, and dearly missed)
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08-25-2016, 08:09 AM
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#10
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Senior Member
Join Date: May 2015
Location: Campbell Hall
Posts: 2,835
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I've been with Allstate since (gads!) before I married my ex-wife.
__________________
TT 2015 19RD "TheJayco"
TV 2003 F-350 "Montblanc" - Housebroken chore truck
Sitting in The Cheap Seats.
And proud of it!
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08-25-2016, 09:18 AM
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#11
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Senior Member
Join Date: Feb 2014
Location: Pembroke
Posts: 254
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Hi, We use Safeco. They are very reasonable!
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