X20E - 4Runner

[CO Mtns]

Hi Everyone! I am new to the forum and would appreciate any advice on using the 4Runner (2015) as the TT for the X20E. Looking at the tow ratings, the 4Runner can do GVWR 4,700 and the X20E has unloaded weight of 3,580 but GVWR of 4,750. While I could make sure not to carry too much weight (and make sure to get the tow weight before any trip) to stay at or under a GVWR 4,700, this seems awfully close to the limit and concerned about potential issues driving and damage it may cause the 4Runner.

Ayone have any experience using the 4Runner as TT for a similar load? If I go right up the limit, will it handle it? Will heavy load near the limit cause early breakdown of brakes, suspension, etc, as well as making it tougher to drive/power uphill/brake?

Thanks!!!