Glad to hear everything turned out the best for you!
A couple of years ago, I was also rear ended by a guy that fell asleep taking the exit ramp. My insurance company had the same response. They replaced the rear bumper and the receiver. I did not have my hitch on the Truck at the time.
It's nice to hear my insurance company is not the only one.
HAPPY CAMPING!! :D
Daryl and Sandy
2013 Eagle 314BDS
2012 Ford F150 Platinum, 4 x 4 Crew Cab with Ecoboost