Originally Posted by goducks
Here's my opinion on it. If someone has to worry about 100lbs then they have too much trailer or not enough truck.
FWIW I've always been under the impression that anything that's added to the truck is payload. Where does the 100lbs go? Part of it may go to the TT axels and the other part may go to the front of the truck. All transferred weight. But if not much weight needs to be transferred then most will be on the receiver. Any weight on the receiver is IMO considered payload.
Reading the Ford towing guide closer it states " Maximum Loaded Trailer Weight (as shown in the
Trailer Towing Selector charts pages 16-21) is the
highest possible weight of a fully loaded trailer the
vehicle can tow, based on a minimum towing vehicle
GVW. It assumes a towing vehicle with any
mandatory options, no cargo, tongue load of 10-15%
(conventional trailer) or king pin weight of 15-25%
(fifth-wheel trailer), and driver only (150 lbs.).
F-Series Super Duty chassis cab models also assume a
second-unit body weight of 1,000 lbs. Weight of
additional options, passengers, cargo and hitch must
be deducted from this weight.
For some of us we need to get by with what we have. That extra 100# on the tongue makes a huge difference. We need to know that we can do it and do it safely even if it means it may be close. I'm sure most people can't upgrade both a truck and a trailer at the same time so one will always be catching up with the other.