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05-18-2016, 04:09 PM
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#1
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Junior Member
Join Date: May 2016
Location: GARFIELD
Posts: 16
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Insurance company recommendation?
My new 31' jay feather will be delivered this Friday to our seasonal site but we haven't picked up insurance yet. Got a quote through a GEICO partner but seemed high.
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05-18-2016, 05:43 PM
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#2
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Senior Member
Join Date: Sep 2010
Location: PNW
Posts: 5,195
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Quote:
Originally Posted by al7601
My new 31' jay feather will be delivered this Friday to our seasonal site but we haven't picked up insurance yet. Got a quote through a GEICO partner but seemed high.
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I have fulltime RV'r coverage through Progressive, for around $325 per year. Cost is dependent on lots of factors, including things like driving record, credit score, previous claims submitted, etc.-
__________________
Bill
2011 Dodge Ram 1500 HEMI Quad Cab
2011 Jay Flight 26BH
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05-18-2016, 06:09 PM
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#3
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Senior Member
Join Date: May 2012
Location: Minnesota
Posts: 9,739
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Not sure where you are at. Ask a lot of questions and senerios. A coworker bought a new rv for a permanent site bought rv specific insurance. A month or so later a super storm came through flooded the CG and the tt was totaled, and not covered as it did not have flood insurance.
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05-18-2016, 06:43 PM
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#4
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Senior Member
Join Date: Aug 2014
Location: Wheatfield
Posts: 1,091
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Insurance is very state dependent, thus nobody can make a recommendation unless they tried them all and are in your same state.
All I can say is that Foremost has been the best for us. This was recommended by our insurance agent, who is an RVer, but works for a competitive company. Can't get better advice than that.
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05-19-2016, 07:32 AM
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#5
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Senior Member
Join Date: Oct 2015
Location: Worcester
Posts: 1,428
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RV insurance is tough to get in MA.. Non of the major players will insure RV's in MA including GEICO, Progressive. I had to add it to my Liberty Mutual auto policy.
2016 Jay Flight 38FDDS - $898
__________________
2016 Jay Flight 38FDDS
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05-19-2016, 07:48 AM
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#6
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Senior Member
Join Date: Dec 2015
Location: Pennsylvania
Posts: 1,880
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I get mine thru Good Sam .
We pay $231.00 for our 2016 28BHBE The end of November, when we park it for the Winter, They drop the collision and we get about a $75.00 refund. We have Full Replacement, $250.00 deductible and it covers most everything.
Here is the link: RV Insurance - RV Insurance Online : Good Sam RV Insurance
State Farm lumped our trailer insurance into our Home Owners. NOT GOOD.
__________________
2012 Ford Expedition EL
2016 28BHBE, Elite and Thermal Packages.
Equal-i-zer 4-point Sway Control, Southwire 34930 Surge Guard 30A, Tire Minder TPMS A1A
(2) Yamaha EF2000iS Generators, Micro-Air EasyStart™ 364 (3-ton) Soft Start, Garmin RV 890, GoodYear Endurance ST225/75-15 Load Range E
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05-19-2016, 07:54 AM
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#7
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Senior Member
Join Date: Apr 2016
Location: Portage
Posts: 480
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When I had a travel trailer thru Geico it was $112 per year. Now have motorhome thru Geico and pay $250 for RV
__________________
Tom
2016 Greyhawk 31DS
2016 Chevy Equinox LX
Blue Ox Baseplate w/Aventa LX Tow Bar & KarGard II Deflector
Blue Ox Patriot Brake
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05-20-2016, 02:17 PM
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#8
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Senior Member
Join Date: Oct 2015
Location: Portland
Posts: 156
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Currently using Hartford and the X213 is $79/year.
__________________
2021 GD Transcend 261BH
2019 F250 SRW SWB CC 6.2
Formerly: 2016 X213 & 2014 F150 CC 3.5EB
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05-20-2016, 04:50 PM
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#9
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Junior Member
Join Date: May 2016
Location: Mont Clare
Posts: 6
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We just got our 16xrb and Geico is $76 for 6 months. Couldn't find anything cheaper before we picked it up, but going to shop around.
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05-20-2016, 06:02 PM
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#10
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Senior Member
Join Date: Sep 2010
Location: PNW
Posts: 5,195
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Quote:
Originally Posted by al7601
My new 31' jay feather will be delivered this Friday to our seasonal site but we haven't picked up insurance yet. Got a quote through a GEICO partner but seemed high.
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Now that you have your trailer in place, what did you end up doing for insurance?
__________________
Bill
2011 Dodge Ram 1500 HEMI Quad Cab
2011 Jay Flight 26BH
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05-21-2016, 11:04 AM
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#11
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Junior Member
Join Date: May 2016
Location: Glen Burnie
Posts: 19
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Insurance Recommendation
If you are a veteran of the U.S. Armed Forces, it's hard to beat USAA. But you have to be eligible to become a member. You can also get it if one of your parents was a veteran and has USAA.
It may not fit for you, but perhaps others here could benefit from the knowledge.
__________________
Tim
Beats Workin'
Glen Burnie, Maryland
2015 JAYCO JayFlight SLX 154BH
Ford F-150 V6 with Leer Cap
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05-21-2016, 05:33 PM
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#12
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Senior Member
Join Date: Jun 2014
Location: sterling heights
Posts: 145
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We pay $240 a year through State Farm. All are vehicles and home are with them as well.
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2014 white hawk 33bhbs
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05-21-2016, 05:49 PM
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#13
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Senior Member
Join Date: Dec 2015
Location: Pennsylvania
Posts: 1,880
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Quote:
Originally Posted by tkhollywood
We pay $240 a year through State Farm. All are vehicles and home are with them as well.
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Hoes State farm have your Trailer on your Home Owners Police. Check it out really good. We did and were shocked at what State farm would not cover. That is why we switched to Good Sam.
__________________
2012 Ford Expedition EL
2016 28BHBE, Elite and Thermal Packages.
Equal-i-zer 4-point Sway Control, Southwire 34930 Surge Guard 30A, Tire Minder TPMS A1A
(2) Yamaha EF2000iS Generators, Micro-Air EasyStart™ 364 (3-ton) Soft Start, Garmin RV 890, GoodYear Endurance ST225/75-15 Load Range E
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05-21-2016, 06:10 PM
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#14
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Senior Member
Join Date: Jun 2014
Location: sterling heights
Posts: 145
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Quote:
Originally Posted by RAurand
Hoes State farm have your Trailer on your Home Owners Police. Check it out really good. We did and were shocked at what State farm would not cover. That is why we switched to Good Sam.
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No we have it set up seperatly, also purchased the gap insurance for a one time fee encase of an early disaster that wouldn't pay off the loan.
__________________
2014 white hawk 33bhbs
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