RV Insurance

[Miss Andi]

Can anyone recommend good RV Insurance? Thanks. ~ Andi

[fastercat]

Blue sky was the best rate for our camper

[bedrck46]

you can check with your auto insurance agent Most offer RV coverage
Also Gieco or Progressive

[Filthy-Beast]

Make sure you are getting RV coverage and not just auto coverage written for an RV. So that it covers everything that is permanently attached, like awnings and microwaves. My regular auto insurance company did not.

[hoppers4]

Progressive - If you go through USAA, they use Progressive also.

[tkhollywood]

We use State Farm same as house and auto's. Fairly cheep. We also added gap insurance.

[Jagiven]

Are you going to be on a seasonal site permanently? Or will you be towing? I have State Farm, and like them, we tow all the time. We are covered for almost anything you can think of. Also by bundling home,car, and toys together, my umbrella policy covers everything everything. If I had specialty insurance for the htt or one of my antique cars the umbrella policy would not cover it. Also a coworker had specialty rv insurance while parked on a seasonal lot. A major storm came through flooded the CG, totaled their rv, and the insurance company declined the claim, as they did not have a rider for flood insurance. Total loss on a 1 month old tt.

[Miss Andi]

Full time at an RV park. I requested a quote for full timers insurance from Blue Sky. I also requested a quote from State Farm, since my car is with them. Still waiting to hear back from them. Thanks.

[Brownie]

I have mine through Progressive. Full Timer's insurance is expensive, but it covers everything that may happen when your trailer is connected to your tow vehicle, or disconnected. When you're disconnected, most auto policies don't cover liability . . . like if someone falls going down your stairs.

[UpNorthMGOBLUE]

Brownie is correct, if you add to auto policy, the premise liability does not extend from the auto policy. IF you are full timer, would recommend Foremost/Nationwide or Progressive as the company to get quote from, they offer full timer coverage. I am an Insurance Agent in MI.

[Miss Andi]

Blue Sky turned me down Apparently they don't insure full-time rvers who live near the water. State Farm doesn't cover full timers either. Can anyone recommend an insurance company that covers full-time RV living?

[UpNorthMGOBLUE]

Progressive

[Miss Andi]

Ok, Progressive gave me a quote of $875 a year. It's cheaper then my home owners insurance so I'm all good. Thank you everyone for your help. All I've been hearing all day is no; I was starting to worry. LOL

[clubhouse]

Sounds like you got a quote, but if you are trying to get more we use Allied. Although not full timers -- Allied, a Nationwide Company, provides all of our policies; home, auto, RV, & Boat. Good prices, great service -- at least for me in this part of the world.

[norty1]

Mine is insured with Allstate who covers my autos and homeowners. I have been very happy with it for many years and a few claims.

I don't worry about appliance insurance, appliances are cheap compare to insurance over time.

Get and compare prices, each state has different regs. and policies that the companies have to adhere so some choose to not cover rvs.

[cekkk]

I settle for Hartford's auto coverage. Content coverage would come under our homeowners, but our deductible is so high I can't imagine using it I know I'm assuming some of the risk, but aside from run of the mill health insurance claims, I've spent a lifetime donating to insurance companies and want to keep those donations to a minimum where prudent.