Jayco RV Owners Forum
 


Reply
 
Thread Tools Display Modes
 
Old 01-12-2016, 07:20 AM   #11
Senior Member
 
Join Date: Jun 2015
Location: Jackson
Posts: 1,037
Going against the grain of this thread a bit, but I DID get one. I went with GoodSam, 7 year Gold + Tires w/ the option to pay in yearly installments. I use a Amex Preferred Blue card for 90% of my monthly purchases, so I save the cash rebate all year long. Most of the time I can pay off the GoodSam installment w/ the rebate I've accumulated all year.

I suppose the value also depends on the complexity of the RV. I'm covering a Greyhawk; so between the chassis, hydraulic levelers, auto step, 2 slideouts, onboard genny, etc., there is a lot going on in there.

Helps me sleep at night knowing I've got some coverage; and by gobbling up my rebate the cost never hits my bottom line.
__________________

__________________
Currently between RV's, and it might stay that way !
2017 F-150 XLT 3.5 EcoBoost 10 Speed SCREW Short Bed 3.55 rear axle - 1818 lbs payload
Sold: 2015 Greyhawk 29MV, 2014 Jayco X17z, 2012 Jay Series 1207

Jopopsy is offline   Reply With Quote
Old 01-12-2016, 09:49 AM   #12
Senior Member
 
Bookemdanno's Avatar
 
Join Date: Jan 2015
Location: Frisco
Posts: 1,555
When I purchase our trailer at the Dallas RV Show, they were offering "Free" 5 year extended warranty with purchase. My 2 year warranty expires this month and I've only had to bring the trailer in for warranty service once for minor stuff. I still don't have any problems that warrant taking the trailer back to the dealership for service under warranty. If the need arising, hopefully the 5 yr comes in handy!

Dan
__________________

__________________
Dan
'16 Ram 3500 MC CTD Dually, 4:10 rear
'14 Ram 2500 MC CTD (gone)
'14 287BHBE (gone)
'16 North Point 377RLBH (current and hopefully last)
Bookemdanno is offline   Reply With Quote
Old 08-21-2017, 06:00 AM   #13
Junior Member
 
Join Date: Mar 2017
Location: Toronto
Posts: 5
I don't prefer extended warranties...
EvaJoh is offline   Reply With Quote
Old 08-21-2017, 04:36 PM   #14
Senior Member
 
Join Date: May 2013
Location: Dale Hollow Lake Tn/Ky
Posts: 1,941
Quote:
Originally Posted by Jopopsy View Post
Going against the grain of this thread a bit, but I DID get one. I went with GoodSam, 7 year Gold + Tires w/ the option to pay in yearly installments. I use a Amex Preferred Blue card for 90% of my monthly purchases, so I save the cash rebate all year long. Most of the time I can pay off the GoodSam installment w/ the rebate I've accumulated all year.

I suppose the value also depends on the complexity of the RV. I'm covering a Greyhawk; so between the chassis, hydraulic levelers, auto step, 2 slideouts, onboard genny, etc., there is a lot going on in there.

Helps me sleep at night knowing I've got some coverage; and by gobbling up my rebate the cost never hits my bottom line.
That rebate would hit the bottom line if you didn't waste it on the EW. Sleep at night by knowing that you have a few $$'s set aside to pay for things that happen when you own toys. Usually these things are nothing more than prepaying one major repair. Put the cash aside and keep it as a slush fund for future repairs or upgrades.

Complete waste of money and basically pure profit for the dealer offering them.
Bassdogs is offline   Reply With Quote
Old 08-30-2017, 04:59 PM   #15
Member
 
kevcarr59's Avatar
 
Join Date: Mar 2016
Location: Austin area
Posts: 75
Numbers

Quote:
Originally Posted by Cdash View Post
I've always looked at extended warranties like I look at insurance and casinos: If they didn't bring in more money than they pay out, they wouldn't exist.
Extended warranties ARE very much like insurance, life, cancer, auto, or disability, just to name a few. The reason for insurance is to cover a CATASTROPHIC event, not normally occurring in everyday life. Just look at what's happened down in Houston and the Central Texas area. About 90% of the people affected in the disaster zone don't have flood insurance. This is a rising water flood event, not covered under your homeowners insurance. People don't realize this, even though they don't live in a FLOOD PLAIN ZONE. FEMA is the only source for national flood insurance. Is it expensive, YES, until the day you need it. This is all a numbers game.

Group A is the total number of people, Group B is the number of people who are insured, Group C is the number of people affected by the disaster event. Group C has to be a smaller number for the equation to work, and show a positive balance. It never does, and that's where FEMA and the government come onto the scene. Some estimates are coming in at 100 BILLION dollars, I highly doubt it will actually be less than 180-200 BILLION, when all is said and done.

Only the wind damage from the tornadoes will be covered under your standard homeowners ins policy. In the overall scenario we're looking at, it's a microcosm of the total devastation. Understand, I'm not minimizing their pain in any way, it's just being stated as a fact. Wind damage vs. water damage was very small, comparatively.

A case in point, we rented a vehicle years ago, and got the CDW insurance. Collision Damage Waiver. I call it the "Days of Thunder" insurance. It's about 12-14 bucks a day, but you're covered for ANY damage to the vehicle. If you remember the movie, when they showed up at the hotel for the lunch with the NASCAR bosses, the cars were totally wrecked. In our case, we got caught in a hail storm here in Austin, and the van was totally beat up, but luckily no windows were broken. Handed over the keys when we brought it back, and the agent just looked at the van and shook his head. IF we hadn't got the extra insurance, our auto insurance company would have been charged for the repair of that vehicle. Also, the rental company CAN & WILL charge your insurance for each day of loss of use that the vehicle is in the shop. That's the dirty little secret MOST people don't know.

Okay, where does my info come from. Well my wife has been writing auto/commercial & business insurance for better than 15 years. We know the system. I've been a licensed life/health agent some years ago. We've also owned several businesses, so we've been around the block, so to say.

Bottom line, insurance is expensive UNTIL you need it, and use it. Anytime I rent a vehicle we get the CDW insurance, yes, I haven't needed it, but I feel a lot better knowing I'm covered versus what MIGHT happen. When we bought our '14 Ford Escape, we purchased the extended warranty and service plans. When we traded it in, we applied for the refund of the extended warranty we hadn't used. I got a check back for $1400, which was twice of what I expected. That would be something to ask when you are looking at the financing, make sure you can get a refund of unused portion of the warranty.
__________________
2016 F-150 SPORT XLT SCREW 5.0, 3.55 rear, 36 gal. tank, Reese WDH
2016 Jayflight SLX 264BHW
Two girls, Suzzie & Lexxie, sisters, Terry-Poo Schnauzer mixes... Queens of The Road....
kevcarr59 is offline   Reply With Quote
Old 08-30-2017, 05:33 PM   #16
Senior Member
 
Join Date: May 2013
Location: Dale Hollow Lake Tn/Ky
Posts: 1,941
Insurance is expensive and in many cases totally not necessary. Save your money and prefund your own repairs or life challenges. LIke I said before, EW's are basically costing you the first significant repair [Engine, tranny etc]. Put that money aside and you'll have it when you need it. Health and auto are another story but not everyone needs life insurance. I have very little life insurance now. My kids are all educated and my wife will live very well if I were to kick off.

I'm in the camp that believes you if you have toys you need to be able to pay to maintain them. If this last poster added up all the $$ he has spent on DWavier on rental cars, extended warrantees, etc he could have paid cash for that car damaged in the hail storm. To each their own. You do it your way and some of us will go a different direction.
__________________

Bassdogs is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Virginia State Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -6. The time now is 02:41 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
Copyright 2002-2016 Social Knowledge, LLC All Rights Reserved.