Quote:
Originally Posted by kwalsh
I made that mistake of using the dealerships financing and I ended up refinancing with my bank 2 months in because it was so screwed up, the best thing you can tell the dealership is "i dont need your credit app my financing is all set". even if the dealership says we use that bank you never let them do the paperwork because they will always add to the interest rate and keep the extra
|
That's what we've alway done- tell them we've got our own financing, and that it will be like a cash deal to them.
Then I watched a video about it- and next time, I'll do this- Tell them "We haven't decided" when they ask how we want to finance.
If they know up front that they won't be able to stick us with an expensive loan when they get us in the finance office, then they won't be willing to come down as much on the sale price of the vehicle.
So next time we'll shop all over the country, get the best price, then see how close our local dealer will come to that price. THEN maybe talk about financing, maybe not.
Appreciate all the information in these posts. Getting the best deal is a lifelong quest.
__________________
Ford F250 6.2 Gas, 4X4, Short Bed, Companion Hitch
2019 Jayco 28.5 RSTS, MorRyde orbital pinbox.