Jayco RV Owners Forum
 


Reply
 
Thread Tools Display Modes
 
Old 01-23-2015, 09:29 AM   #1
Senior Member
 
Join Date: Oct 2014
Location: Dallas
Posts: 298
Travel Trailer Insurance

Does anyone have a suggestion for an insurance company for a new TT?

Our Jay Flight 32IBTS will arrive next week and I just got the VIN so I'm trying to line up insurance.

We had a 5th wheel a few years back that I just added to my auto insurance policy and it was ~$50 a year (Liberty Mutual). Now we have Farmers and they don't have that option. They sell TT insurance through Foremost and I'm getting quotes of $600 - $800. I know there are some fairly significant differences between auto add on and true RV insurance.

Has anyone used Foremost or Good Sam? Any other suggestions?

Thank you!
__________________

drk98 is offline   Reply With Quote
Old 01-23-2015, 09:44 AM   #2
Junior Member
 
Join Date: Sep 2014
Location: Plant City
Posts: 17
Congrats on the new TT! We purchased our 2015 Jayco Bungalow in August and had to go through Progressive as its our permanent residence. We pay $465 for the year. We have State Farm for our vehicles and found that alot of insurance companies don't cover TT's. Give Progressive a call and see what they quote you-worth atleast a phone call to inquire. Good luck in your search drk98.
__________________

Bungalow2015 is offline   Reply With Quote
Old 01-23-2015, 10:09 AM   #3
Senior Member
 
troutslayer's Avatar
 
Join Date: Dec 2012
Location: NW AR (God's Country)
Posts: 1,852
$614 per year through Good Sam (National General) with full replacement value. Good shopping!
__________________
Skip

2012 Eagle Super Lite HT 26.5RKS
2005 GMC 2500 SLT HD D/A
troutslayer is offline   Reply With Quote
Old 01-23-2015, 11:04 AM   #4
Senior Member
 
Camping Couple's Avatar
 
Join Date: Aug 2012
Location: Kalamazoo
Posts: 726
State Farm. We have insurance with them. $189 year with a $500 deductible.
__________________

2015 Jayco 24FBS Elite Jay Flight
2013 Chevrolet Silverado 2500HD 4X4 6.0L 3.73 Axle
HD Trailering Package with Integrated Brake Controller
Equal-i-zer Hitch 10k/1000
Camping Couple is offline   Reply With Quote
Old 01-23-2015, 11:15 AM   #5
Senior Member
 
Brownie's Avatar
 
Join Date: Jan 2014
Location: Greater Grand Rapids
Posts: 1,119
Quote:
Originally Posted by Bungalow2015 View Post
Congrats on the new TT! We purchased our 2015 Jayco Bungalow in August and had to go through Progressive as its our permanent residence. We pay $465 for the year. We have State Farm for our vehicles and found that alot of insurance companies don't cover TT's. Give Progressive a call and see what they quote you-worth atleast a phone call to inquire. Good luck in your search drk98.
X2. Congratulations on the new TT!
__________________
2013 Eagle 266RKS
2011 Ford F-150 w/3.5L Ecoboost & H.D. Tow Package
Brownie is offline   Reply With Quote
Old 01-23-2015, 11:32 AM   #6
Senior Member
 
3'senough's Avatar
 
Join Date: Sep 2010
Location: New York
Posts: 2,072
I have GEICO on all my vehicles with full replacement value on the RV. Towing and roadside assitance as well. Your quote is inline with mine just make sure you give them the total number of days in service right. It's prorated so no having to take it off the road with them, some vary on this.

As I have said many times with this subject, always ask the coverage company "What if this happens?" There are several types of coverage and in todays world make sure you CYA. Specifically when your TV and TT are not hooked togehter and in a CG.

Storage locations also play into premiums where mine is on my property.

Congrats and good luck!
__________________

2014 375 BHFS Eagle Premier
2014 Ram 3500 Longhorn DRW CC
6.7 CTD, Aisin, 4.10's
Yamaha EF3000iSEB
3'senough is offline   Reply With Quote
Old 01-23-2015, 11:46 AM   #7
Senior Member
 
gypsmjim's Avatar
 
Join Date: Aug 2014
Location: Wheatfield
Posts: 334
We've had Foremost for 28 years now. It came recommended by our Allstate Agent, who himself was an RVer. When we got our new trailer last year, the dealer offered several options (incl Progressive), but none were better.
gypsmjim is offline   Reply With Quote
Old 01-23-2015, 12:08 PM   #8
Senior Member
 
Join Date: Jul 2012
Location: Peachtree City, Georgia
Posts: 256
I've had Progressive on my last three TTs. I have full replacement value regardless of age of trailer, $500 deductible with a total cost of $313 per year for a 2015 Jayco Eagle.
__________________

2012 Ram 2500 Crew Cab 4x4 5.7 Hemi 4.10
2015 Jayco Eagle 284BHBE
2009 Jayco Eagle Super Lite 256RKS
2007 Jayflight 20BH
1997 Fleetwood Cheyenne PUP
1984 Rockwood 1080 - PUP 1969 Coleman PUP
gcloss is offline   Reply With Quote
Old 01-23-2015, 12:47 PM   #9
Senior Member
 
Jagiven's Avatar
 
Join Date: May 2012
Location: Minnesota
Posts: 4,114
I have state farm. I like them, premium is low, and I am also covered by my umbrella policy. Ask a lot of questions. A coworker a few years ago went with an RV only policy on their new TT, instead of their car insurance company. That spring they had a 100 year super storm (20 rain in just a few hours) the CG flooded, and the trailer was totaled. The RV insurer did not cover it as they needed a special flood insurance rider that they did not know about. After that I called my agent and asked a lot of questions and found I am covered under any and all scenarios you could think of.

Click image for larger version

Name:	Moose Lake Campground.jpg
Views:	41
Size:	88.7 KB
ID:	16492
Jagiven is online now   Reply With Quote
Old 01-23-2015, 01:09 PM   #10
Site Team
 
norty1's Avatar
 
Join Date: Jan 2011
Location: Charleston, SC
Posts: 12,066
I have Allstate added to my homeowners and auto. Full comprehensive and collision. $300 every 6 months. $500. deductible.
I have had 3 claims over the years and was very satisfied.
__________________

__________________
Moderator
2011 351RLTS Eagle, Mor/Ryde suspension & pin box
06 F350 Lariat PSD, SRW, LB, CC, EGR delete kit, 16K DrawTite hitch, Timbrens, TST TPMS

Can't find what you're looking on JOF? Try:Jayco Owners Forum Custom Google Search
"It's easier to fool people than to convince them that they have been fooled." - Mark Twain
norty1 is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Virginia State Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -6. The time now is 01:34 PM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
Copyright 2002-2016 Social Knowledge, LLC All Rights Reserved.