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Old 07-23-2015, 07:30 AM   #1
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United States Warranty Corp

I'm being offered an 84 month $100 deductible "Eagle Guardian" plan by a dealer.

Opinions on this company? Alternatives?

I know this is a loaded subject.
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Old 07-23-2015, 07:33 AM   #2
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Also opinions on Portfolio Protection from First Extended Service Corporation

Thank you!
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Old 07-23-2015, 08:53 AM   #3
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My opinion on these 3rd party warrantees:


They make a whole lot of money for the issuing company. Total up the premium for 3-7 years (depends on what is covered) and you will find the total cost of a new unit. They are betting that you will take reasonable care of your property and it will last for its rated service life.


Remember: The House Always Comes Out Ahead.


IF you can afford the premiums for this coverage, set the money aside in a separate savings account. In a year, you can buy a new water heater for the house. In 3 a new fridge. But these things last MUCH longer, don't they?


The manufacturers warrantee cover's defects from the factory. It a thing holds up well during that time, or only needs minor fixes, you've got yourself a winner that will give good service with only reasonable maintenance and repairs.


Once you are beyond the rated life and/or the thing has become a money pit, replace it.
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Old 07-23-2015, 10:14 AM   #4
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I always avoid all 3rd party extended warranty companies.
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