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08-13-2020, 05:50 PM
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#1
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Junior Member
Join Date: Jan 2019
Location: Santa Maria
Posts: 14
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Vacation Liability Insurance
How much should I get? One company told me that some campgrounds require a certain limit. Has anyone heard of that?
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08-13-2020, 05:54 PM
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#2
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Senior Member
Join Date: Oct 2019
Location: Phoenix
Posts: 4,280
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First place i have no idea what it is nd in the second I have never had a campground ask about it.
__________________
2018 Greyhawk 29MVP-Sold
2023 Jeep Gladiator Mojave
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08-13-2020, 06:11 PM
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#3
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Senior Member
Join Date: Nov 2011
Location: Where ever the boss says we're going.
Posts: 17,599
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Quote:
Originally Posted by Ronscomm
How much should I get? One company told me that some campgrounds require a certain limit. Has anyone heard of that?
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In over 40 years "NEVER" had a CG ask about Liability Insurance.
__________________
 DISNEY LOVERS
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08-13-2020, 06:12 PM
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#4
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Senior Member
Join Date: Sep 2019
Location: Longs
Posts: 1,484
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Quote:
Originally Posted by CAG
First place i have no idea what it is nd in the second I have never had a campground ask about it.
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X2
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08-13-2020, 06:19 PM
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#5
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Senior Member
Join Date: Dec 2017
Location: RV
Posts: 893
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Don't believe everything you hear or read in the rv biz.
__________________
Sold RV.... downsized to a 6x12 cargo trailer with Starlink and mini-split A/C. Easy to tow at 1200# - real happy now.
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08-13-2020, 06:51 PM
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#6
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Senior Member
Join Date: Apr 2016
Location: Kingman AZ and where our Seneca is today.
Posts: 3,146
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Please tell me you were not at Camping World and they tried to sell this to you?
I guess I spoke too soon... This is serious folks... Camping World IS Selling Vacation Liability Insurance
__________________
Steve & Stacy with Jasper (Australian Cattle dog)
2015 Seneca 36FK
Custom 27' flatbed trailer hauling 2007 Toyota FJC & Yamaha Grizzly ATV
-Or-
2022 Cherokee Trailhawk flat-towed.
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08-13-2020, 07:17 PM
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#7
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Senior Member
Join Date: Nov 2011
Location: Where ever the boss says we're going.
Posts: 17,599
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Quote:
Originally Posted by SloPoke
Please tell me you were not at Camping World and they tried to sell this to you?
I guess I spoke too soon... This is serious folks... Camping World IS Selling Vacation Liability Insurance
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Your homeowners policy probably provides similar coverage.
The good thing is your homeowner’s policy usually covers you and your family’s negligent behavior no matter where it happens. For example, if your son accidentally hits a baseball through your neighbor’s window and you have liability insurance, it is probably covered. If your toddler son darts in front of an elderly woman walking in the mall and causes her to fall, your policy should take care of her injuries too.
__________________
DISNEY LOVERS
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08-13-2020, 07:27 PM
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#8
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Senior Member
Join Date: Nov 2016
Location: San Antonio
Posts: 3,337
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In 35 years I've never been asked. And people wonder why Camping World gets such a bad rap.
__________________
2017 JayFlight 21QB
2021 Ford F150 SCrew 3.5 Eco, 157”, 3.55, Tow Pkg
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08-13-2020, 07:33 PM
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#9
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Senior Member
Join Date: Mar 2015
Location: State of Confusion
Posts: 5,066
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Camping World Insurance Salesman:
" ...and if you sign on the dotted line today, we will throw in a free Popeil Bottle & Jug Cutter and Electric Spark Plug Gapper! For FREE!!!"
What next?
Murff
__________________
Murff
2015 White Hawk 20MRB (It's last year)
2017 F150 2.7 Eco Boost 3.73 Gears
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08-13-2020, 08:31 PM
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#10
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Site Team
Join Date: May 2017
Location: Connellsville
Posts: 22,877
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I actually learned something new today. I never knew such a thing existed.
__________________
Moderator
2017 Jay Feather 7 22BHM Baja/Andersen WD
2018 F150 4x4 3.5L Ecoboost Max Tow
2015 MB Sprinter 2500 Passenger 2.1L Diesel
2007 Ram 2500 4x4 Cummins 5.9L G56
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08-13-2020, 08:47 PM
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#11
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Senior Member
Join Date: Aug 2018
Location: Atlanta
Posts: 529
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I think I saw the policies when I was there awhile back, right next to the snipe bags for sale.
__________________
2019 Entegra Odyssey 31L
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08-13-2020, 09:29 PM
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#12
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Senior Member
Join Date: Apr 2016
Location: Kingman AZ and where our Seneca is today.
Posts: 3,146
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I talked to Stacy about this... She refers about 400 homeowners insurance policies a year... to various insurers... Need more information on what is going on....
__________________
Steve & Stacy with Jasper (Australian Cattle dog)
2015 Seneca 36FK
Custom 27' flatbed trailer hauling 2007 Toyota FJC & Yamaha Grizzly ATV
-Or-
2022 Cherokee Trailhawk flat-towed.
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08-13-2020, 10:06 PM
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#13
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Site Team
Join Date: Apr 2012
Location: Newark, NY
Posts: 16,786
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Strange, CW has never sent us a advertisement on that. Only for extended warranty and tire insurance. I feel kinda left out on this one...
__________________
Moderator
I used to think outside the box. Then inside the box. Now I don't even know where I put the box.
2012 Jay Flight 19RD
2016 Ford F150 XLT 2X4 SC 3.5L Eco Max Tow
2010 Tundra TRD DBL Cab (Traded)
2 new fluffy Corgis, Bayley and Stanley
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08-14-2020, 02:12 AM
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#14
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Senior Member
Join Date: Jun 2016
Location: Newburgh
Posts: 6,307
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Quote:
Originally Posted by JFlightRisk
Strange, CW has never sent us a advertisement on that. Only for extended warranty and tire insurance. I feel kinda left out on this one...
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I consider all the crap they send me free fire starter supplies....
__________________
2022 33RBTS
Progressive Industries EMS - Hardwired
Equalizer 4 Point WDH
2021 Ford F350 7.3
Air Lift Rear Bags w/ On Board Compressor (Pending)
2016 28BHBE - (Traded and Missed already)
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08-14-2020, 06:11 AM
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#15
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Senior Member
Join Date: Dec 2015
Location: Pennsylvania
Posts: 1,880
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Kind of sounds line the 'Microsoft Rep." that calls and says your computer is telling them that it is about to CRASH! He/She needs to remote in and fix all the problems. Then they royally mess up your computer, Get your data and charge you $500.00. HUMMMPH!
BEEN CAMPING ALL MY LIFE AND NEVER HEARD OF ANY CAMPGROUND ASKING FOR LIABILITY INSURANCE!
They want your money.
__________________
2012 Ford Expedition EL
2016 28BHBE, Elite and Thermal Packages.
Equal-i-zer 4-point Sway Control, Southwire 34930 Surge Guard 30A, Tire Minder TPMS A1A
(2) Yamaha EF2000iS Generators, Micro-Air EasyStart™ 364 (3-ton) Soft Start, Garmin RV 890, GoodYear Endurance ST225/75-15 Load Range E
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08-14-2020, 06:26 AM
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#16
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Senior Member
Join Date: Sep 2019
Location: Longs
Posts: 1,484
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A regular umbrella policy through homeowners insurance covers all liability above and beyond.
Please buy from CW. Their stock can always use the boost.  
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08-14-2020, 06:42 AM
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#17
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Senior Member
Join Date: May 2013
Location: SE Wisconsin
Posts: 3,432
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There's this cool bridge in NYC that I can get you a really good deal on...
Seriously. Never heard of such a thing.
__________________
Chuck
2013 Jayco Jayfeather X20 E (sold)
2016 Chevy Silverado LTZ 2 Z71 Crew Cab (sold, and dearly missed)
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08-14-2020, 07:26 AM
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#18
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Senior Member
Join Date: Mar 2016
Location: Southeastern CT
Posts: 273
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Think it is just a coincidence the TV show staring Marcus Lemonis is called "The Profit"?
__________________
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08-14-2020, 07:34 AM
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#19
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Senior Member
Join Date: Apr 2016
Location: Kingman AZ and where our Seneca is today.
Posts: 3,146
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More on the subject... looks like they are targeting "temporary residence" language. So if you are taking a month long trip, your RV becomes a temporary residence, not an RV.
https://www.nationwide.com/personal/...pages/coverage
__________________
Steve & Stacy with Jasper (Australian Cattle dog)
2015 Seneca 36FK
Custom 27' flatbed trailer hauling 2007 Toyota FJC & Yamaha Grizzly ATV
-Or-
2022 Cherokee Trailhawk flat-towed.
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08-14-2020, 07:39 AM
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#20
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Site Team
Join Date: Jan 2011
Location: James Island, SC
Posts: 23,649
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Quote:
Originally Posted by CAG
First place i have no idea what it is nd in the second I have never had a campground ask about it.
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The “nd” must be a misspelled “and”.
__________________
 Moderator
2011- 351RLTS Eagle, MorRyde suspension/pin box,
2017- F350 6.7 PSD Lariat FX4,SRW, SB,CC
Hughes PWD SP-50A, TST TPMS
Gator roll-up bed cover
B&W Turnover ball, Companion Std hitch
Can't find what you're looking on JOF? Try Jayco Owners Forum Custom Google Search
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