Jayco RV Owners Forum
 


Reply
 
Thread Tools Display Modes
 
Old 04-06-2015, 10:53 PM   #1
Senior Member
 
North of 49°'s Avatar
 
Join Date: Feb 2015
Location: Winnipeg
Posts: 697
Got in an accident today

This almost makes me want to cry. Fortunately no one was hurt and all the vehicles were driveable afterwards. I was on my way home from work. Waited for the train like everyone else, crossed the tracks and stopped for the light on the other side. The guy behind me didn't. As he was coming over the slight hill of the tracks, he didn't notice that everyone else was stopped and plowed into me at full speed, probably 30 mph or so. I didn't hear the squeal of tires. He hit me so hard he pushed me into the car in front of me, so I was the middle car of a three car pile-up, and have damage to both ends of my truck.

The good thing, beyond the fact that everyone exchanged particulars and no one was hurt, was that the guy who hit me admitted he was at fault and apologized to me and the other driver, who was an elderly woman who didn't know what to do because she had never been in an accident before. No body damage to my truck, but both bumpers will have to be replaced.

And possibly the new hitch I installed on it a few weeks ago, in anticipation of picking up our new trailer, which we haven't taken delivery of yet. There's probably a few thousand dollars damage to the truck which means it will be in the shop for quite a while, and we still have to get our old trailer out of storage, tow it to the dealer (3.5 hour trip each way), and tow the new trailer back.

You can't see too much on these photos:





Here's the real owie:



I took a look under the rear where the trailer hitch is and I don't see any noticeable damage, but I'll leave that up to the experts. I'm calling the insurance company first thing in the morning to make an appointment.

But what really bothers us is that this may take the truck off the road right when we're going to need it the most. I'm not worried about transportation because I have loss-of-use coverage on my policy, but it's for basic transportation only. I don't think they would appreciate me towing heavy trailers around with the Honda Civic or whatever they decide to give me for a loaner. I'll have to see if I can somehow wrangle something more suitable.

Any other time of the year this would be aggrevating, but right now, it's a major pain the behind!!!
__________________

__________________
Geoff & Jill
& Sierra, the little white monster
2013 Ford F-150 XTR SC Ecoboost
2015 Jayco Jay Flight 24FBS
Winnipeg, Manitoba
North of 49° is offline   Reply With Quote
Old 04-06-2015, 11:01 PM   #2
Senior Member
 
dennis b's Avatar
 
Join Date: Sep 2014
Location: Hartford
Posts: 917
Sorry to hear. From the pics I doubt you were hit at 30mph though! Even at 20 you'd have body damage. I know from experience! Glad everyone was OK!
__________________

__________________
2011 Jayco 28BHS
2005 F150 Platinum/Roush Package


WHERE EVER YOU GO....THERE YOU ARE
dennis b is offline   Reply With Quote
Old 04-06-2015, 11:20 PM   #3
Senior Member
 
North of 49°'s Avatar
 
Join Date: Feb 2015
Location: Winnipeg
Posts: 697
Quote:
Originally Posted by dennis b View Post
Sorry to hear. From the pics I doubt you were hit at 30mph though! Even at 20 you'd have body damage. I know from experience! Glad everyone was OK!
To be honest, I don't know how fast he was going. The speed limit along that stretch is 50 kph, which is close enough to 30 mph. There was a lot of body damage to the vehicle in front of me, but probably only because my front bumper was higher than that vehicle's rear bumper. Either way, that's for the insurance company investigators to figure out. I was a dead stop, though.
__________________
Geoff & Jill
& Sierra, the little white monster
2013 Ford F-150 XTR SC Ecoboost
2015 Jayco Jay Flight 24FBS
Winnipeg, Manitoba
North of 49° is offline   Reply With Quote
Old 04-07-2015, 12:58 AM   #4
Senior Member
 
Join Date: Oct 2014
Location: St. Clairsville
Posts: 227
Once the insurance comes through it really shouldn't take them more than a week or so to fix that, unless there is unseen damage. If the truck is driveable, have the shop look at the hitch if need be and pull your camper where you need to and then get the truck done. How did it drive on the way home? Anything weird? Those hitches are pretty tough. After all, if you tow a trailer with no brakes, that is several thousand pounds hitting it every time you stop (though admittedly not quite the thump it just took). Good luck!
djtho1 is offline   Reply With Quote
Old 04-07-2015, 01:07 AM   #5
Senior Member
 
Join Date: Apr 2015
Location: KENOSHA
Posts: 104
Accident

Glad to hear no one was hurt but sorry your truck will be out of commission for so long. Good luck...
John K. is offline   Reply With Quote
Old 04-07-2015, 05:45 AM   #6
Senior Member
 
bucko's Avatar
 
Join Date: Sep 2014
Location: Lake Mary
Posts: 347
If it can be said that there is good news with your accident, its that first, no one was hurt, and that you have a person admitting fault, and that insurance is going to cover your damages. Glad this was the case for you.

My son, 26 years old, was involved in his first accident a few weeks ago. He too was stationary at a light, and got hit in the back by a young driver. His car has about $1800.00 in damages, and the young driver that hit him was driving on a suspended license for not carrying automotive insurance. The driver at the time of the accident still did not have insurance; my sons insurance deductable is $1000.00, so that will have to come out of his pocket. No one was hurt, except for my son's wallet.
__________________
2015 Jayco Jay Featherlight SLX16XRB (TT)
2007 Ford F150 Tow Vehicle (TV)
bucko is offline   Reply With Quote
Old 04-07-2015, 06:14 AM   #7
Member
 
Join Date: Mar 2014
Location: Hartford
Posts: 46
Quote:
Originally Posted by bucko View Post
If it can be said that there is good news with your accident, its that first, no one was hurt, and that you have a person admitting fault, and that insurance is going to cover your damages. Glad this was the case for you.

My son, 26 years old, was involved in his first accident a few weeks ago. He too was stationary at a light, and got hit in the back by a young driver. His car has about $1800.00 in damages, and the young driver that hit him was driving on a suspended license for not carrying automotive insurance. The driver at the time of the accident still did not have insurance; my sons insurance deductable is $1000.00, so that will have to come out of his pocket. No one was hurt, except for my son's wallet.
Don't know who his insurance co is, but my insurance only makes me pay the deductible on a collision claim where I am at fault. Even though the other driver is uninsured, your insurance should pay your claim (in full) and then go after the other driver.
__________________
"Never take life to seriously, no one gets out alive any way!"

Alicia and Glenn
Hartford (area), CT
2012 Nissan Pathfinder (V6)
2014 X18D
gvn71 is offline   Reply With Quote
Old 04-07-2015, 06:14 AM   #8
Senior Member
 
David472's Avatar
 
Join Date: Feb 2011
Location: SW Ontario
Posts: 1,393
Sorry to hear this news. Something you might look into. Four years ago, we hit a deer while towing (another story) but during the repair period, the rental company chosen by insurance, provided me with a rental pickup truck. It was an F-150 (I had a half ton at the time) Maybe something like this would solve your dilemma?
__________________
Jayco Eagle 31.5RLDS
GMC Sierra 2500 HD
David472 is offline   Reply With Quote
Old 04-07-2015, 07:18 AM   #9
Senior Member
 
Seann45's Avatar
 
Join Date: Jun 2010
Location: Saskatoon Sask Canada
Posts: 9,701
Goeff I will bet he was texting when he hit you... glad your OK... tin can always be fixed..
__________________
Seann
2004 Chev Silverado Duramax optioned past the max. 2009 Jayco Eagle 308 RLS 765 watts of solar, 6-6 volt batteries (696 amp hour), 2000 watt (4000 surge) whole house inverter.
175 days boondocking in 2017
215/2016, 211/2015, 196/14, 247/13, 193/12

Seann45 is offline   Reply With Quote
Old 04-07-2015, 08:43 AM   #10
Senior Member
 
North of 49°'s Avatar
 
Join Date: Feb 2015
Location: Winnipeg
Posts: 697
No witnesses to the accident, even though it was on a major thoroughfare at 6:30 in the evening. Some people did stop to see if everyone was okay. Around here we have public insurance, so everyone has the same insurance provider. I called them this morning to start the claims process and I have an appointment on Thursday morning to take the vehicle in for them to look at. I did ask them about my loss-of-use coverage and it's something like $39 per day, and explained the problem. I could potentially rent a suitable tow vehicle for when I need it and get reimbursed the $39. Since there's more than two vehicles involved, they require a written statement.

The truck was running just fine on the way home, no leaking fluids or anything. No air bag deployment, either. I didn't see any obvious damage to the hitch, but until I get it checked out by someone who knows a lot more than I do, the idea of towing with it gives me the willies.

FWIW, my deductible is $200, and that will be covered by the other drivers' insurance. I was involved in a similar accident a few years ago, someone just bumped into me at a red light. It came to $1100 damage, so I know this one will be significant. I just hope they don't write it off, but I think my truck is in amazing shape for being 11 years old.
__________________

__________________
Geoff & Jill
& Sierra, the little white monster
2013 Ford F-150 XTR SC Ecoboost
2015 Jayco Jay Flight 24FBS
Winnipeg, Manitoba
North of 49° is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Virginia State Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -6. The time now is 07:27 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
Copyright 2002-2016 Social Knowledge, LLC All Rights Reserved.