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Old 12-20-2014, 06:56 AM   #11
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I take my collision off for the winter but keek the comp. on it in case anything happens to it in the yard.
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Old 12-20-2014, 07:12 AM   #12
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I take my collision off for the winter but keek the comp. on it in case anything happens to it in the yard.
This is what we do. It saves me about 75 percent if I recall correctly, during that time period. I also do this with my old car.

Talk with you agent about the pros and cons. Find out what is and is not covered.
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Old 12-20-2014, 06:35 PM   #13
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I have insurance 24/7/365. You just never know.
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Old 12-20-2014, 07:48 PM   #14
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Insurance Companies access risk and the risk is in their favor that you will not have a claim. But you never know what the future will bring.......
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Old 12-20-2014, 10:29 PM   #15
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My buddy took his ins off his garage parked Harley for the winter... the garage burned to the ground... No coverage and he was left with 3 years worth of payments.. it is a case of penny wise pound foolish... Keep it insured...
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Old 12-20-2014, 11:37 PM   #16
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I keep mine year round but it's not much through Erie. Even parked something could happen....
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Old 12-21-2014, 12:52 AM   #17
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We just checked with our State Farm agent, and found out that they will suspend the collision coverage for as long as we want, at no charge. So we're suspending it for the months that it won't be on the road, which will save us about 400.00 dollars.


When were getting ready to use it again, we just call them, and tell them to start it again. Great way to save money!
Save $400??? How much is your insurance? I only pay $300 a year for full coverage.
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Old 12-21-2014, 08:58 AM   #18
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The issue here is what if your RV is run into by another vehicle? That has to be picked up by collision coverage, not comprehensive.
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Old 12-21-2014, 10:34 AM   #19
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Insured year round cause I just never know when I might get a burr under my saddle and exit corporate life or the northern cold in favor of gypsy life. Wouldn't want a phone call to the agent to delay the departure ��
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Old 12-21-2014, 05:00 PM   #20
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I thought the $400 savings was an eye opener. I don't think I pay that much total for the whole year. But then I get savings for having, house, multiple vehicles, and recreational vehicle.
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