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Old 09-26-2017, 09:58 AM   #1
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Location: Canon City
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Insurance claim and BAM!

One claim on National General (Good Sam) and premium tripled! I expected an increase, but triple?

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Buddy Brown

2016 Seneca HJ
2004 Wrangler
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Old 09-26-2017, 10:30 AM   #2
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When you originally posted the picture of the damage, my first thought was it would probably be around a $10k repair. Body work on these things is expensive, especially when you get into custom paint.

2017 Seneca 37FS
2016 Toyota Highlander
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Old 09-26-2017, 10:40 AM   #3
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How bad is the 3x increase?
Currently between RV's, and it might stay that way !
2017 F-150 XLT 3.5 EcoBoost 10 speed SCREW short bed 3.55 rear axle - 1818 lbs payload
Sold: 2015 Greyhawk 29MV, 2014 Jayco X17z, 2012 Jay Series 1207

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Old 09-26-2017, 11:07 AM   #4
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OUCH! Contact Progressive Insurance and see what quote they give you.
John & Marcie
2017 Melbourne 24L
Las Vegas, Nevada
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Old 09-26-2017, 11:17 AM   #5
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We also have National General (Good Sam) and had a major hail damage claim. They increased our rates ~30%. Even with that increase, their rates are still better than others.
Sherm & Terry w/rescues Eydie (min Schnauzer) Steve RIP (std Poodle)
2015 Jay Flight 27RLS (Camped: 102 nights '15, 90 nights '16, 70 nights '17 so far)
2006 Ford F350 6.0 PSD, Lariat, 4WD, CC, LB, SRW, auto., Camper pkg.
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Old 09-26-2017, 12:09 PM   #6
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Location: Davie, Fl.
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I had National General with my previous Toy Hauler trailer and paid around $450 a year with the storage turn of feature. When I contacted them about my new Seneca they wanted around $2,600 while Progressive is just over $1,100. I guess Nat General did not want my business anymore.
Mark and Joanne
2018 Jayco Seneca 37TS
2014 Jeep Wrangler Sport
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Old 09-26-2017, 01:39 PM   #7
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That stinks but is unsurprising. Time to shop around (I got a reasonable deal from a Liberty Mutual unit, Safeco). I look to insurance to provide coverage for major catastrophes anyway and therefore expect to pay for stuff that happens below and slightly above my high deductible.
Rick with Lori, Two Pekes and a Shih Tzu
16 'HJ' Jayco Seneca 37 Topaz
16 'JK' Jeep Wrangler Sahara Unlimited : Falcon All-Terrain tether
08 Fleetwood Bounder 38P (gone but not forgotten)
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Old 09-26-2017, 01:43 PM   #8
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"15 minutes can save you 15% on RV insurance"
2013 Jayco Eagle 328 RLTS
2013 Ford F350 6.7L 4x4 CCLB
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Old 09-26-2017, 04:37 PM   #9
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They say every year you should get at least 3 new quotes............Will definitely be doing that EVERY year from now on.

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