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Old 09-26-2017, 09:58 AM   #1
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Insurance claim and BAM!

One claim on National General (Good Sam) and premium tripled! I expected an increase, but triple?


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Old 09-26-2017, 10:30 AM   #2
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When you originally posted the picture of the damage, my first thought was it would probably be around a $10k repair. Body work on these things is expensive, especially when you get into custom paint.
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Old 09-26-2017, 10:40 AM   #3
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How bad is the 3x increase?
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Old 09-26-2017, 11:07 AM   #4
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OUCH! Contact Progressive Insurance and see what quote they give you.
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Old 09-26-2017, 11:17 AM   #5
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We also have National General (Good Sam) and had a major hail damage claim. They increased our rates ~30%. Even with that increase, their rates are still better than others.
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Old 09-26-2017, 12:09 PM   #6
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I had National General with my previous Toy Hauler trailer and paid around $450 a year with the storage turn of feature. When I contacted them about my new Seneca they wanted around $2,600 while Progressive is just over $1,100. I guess Nat General did not want my business anymore.
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Old 09-26-2017, 01:39 PM   #7
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That stinks but is unsurprising. Time to shop around (I got a reasonable deal from a Liberty Mutual unit, Safeco). I look to insurance to provide coverage for major catastrophes anyway and therefore expect to pay for stuff that happens below and slightly above my high deductible.
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Old 09-26-2017, 01:43 PM   #8
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"15 minutes can save you 15% on RV insurance"
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Old 09-26-2017, 04:37 PM   #9
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They say every year you should get at least 3 new quotes............Will definitely be doing that EVERY year from now on.
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