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09-26-2018, 09:14 PM
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#81
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Senior Member
Join Date: Jun 2018
Location: USA
Posts: 237
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Pointless question, everyone has different situations, driving record, age, assets, FICO score, etc, etc..
Unless you supply very detail info regarding your situation, no way are you going to get anything useful back, just look at the previous posts!
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09-27-2018, 01:30 PM
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#82
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Member
Join Date: Aug 2018
Location: Thornton
Posts: 49
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Farmers
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09-27-2018, 09:43 PM
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#83
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Junior Member
Join Date: Jun 2018
Location: West Yellowstone
Posts: 2
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Stay away from Good Sam's insurance, National General Insurance (NGIC). After 12 years of premium payments, we had a electrical fire this last May in our 5th wheel as we pulled into our RV spot for a 6 month workamper job.
NGIC as of today has not provided any assistance and has not paid a qualified tech who was approved by NGIC for his inspection and report of the damage. They insisted we move the 5th wheel to a "qualified" service center. Huh?? This is our home, we are working, we have pets....where is the help. Sorry, you have to move it and at your own expense...sorry you don't have brakes, lights, you need to pull your slides in, etc. They offered us $500 to live in alternate quarters....it's a national park community, that token amount will give us at most 3 nights.
So after living off of extension cords and 12-v batteries scattered around we found a way to get the RV to a well established rv center. The rv center techs looked at the burnt wire mess and shook their heads as respond as such to NGIC. To date we are still dealing with no word, we had to buy a new RV, and they continue to insist we pay premiums.
My lawyer is getting a packet of info. The above is just an abbreviate list of the emotional issues we have had to no avail from these stall agents. But Good Sam Insurance fails on this instance and fails really bad. I don't think they understand RV life at all.
John
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09-28-2018, 04:46 AM
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#84
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Junior Member
Join Date: Aug 2018
Location: Lebanon
Posts: 2
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RV insurance
We have our's through Safeco, which is owned by Liberty Mutual, where we have our cars and home insured.
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09-28-2018, 10:54 AM
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#85
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Senior Member
Join Date: Jul 2018
Location: Green Bay
Posts: 398
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Thanks J for the input. I am going to rethink my Good Sam policy.
__________________
May The Gods protect our little camper from Ghosties, Ghoulies, Long Legged Beasties and Things That Go Bump In The Night.
An old Scottish Prayer.
2017 Jay Feather 23 RLSW TT. 2014 Silverado 1500 w/tow package. Curt WDH. Samlex M135 solar panel kit. Yamaha 2000 generator.
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09-28-2018, 11:05 AM
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#86
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Senior Member
Join Date: Oct 2015
Location: Sioux Falls
Posts: 296
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Re: National General and Good Sam
We had our new Seneca for 3 weeks and parked in the rear of our acre. It is not visible from the street. The newbie me left it unlocked (no problems in 35 years there) and vandals went inside and let off the dry fire extinguisher and slashed some upholstery. Powder in every cabinet and crack! The policy had been in effect for 3 weeks and they went out of their way to assist. I paid for the professional cleaning and repairs and was reimbursed within days of emailing receipts. Almost $5000 total. No increase in the next years policy which was already hundreds less than others. National General for 4 years now.
__________________
Rick
Palm Desert, CA (formerly)
Sioux Falls, SD (for taxes)
2014 Seneca 37FS
2015 Wrangler Sport toad
red-headed wife
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09-28-2018, 11:25 AM
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#87
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Senior Member
Join Date: Dec 2015
Location: Arizona
Posts: 2,324
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GEICO half the price of State Farm same coverage! Thanks
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09-28-2018, 07:18 PM
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#88
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Junior Member
Join Date: Sep 2018
Location: Hamilton
Posts: 17
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Progressive here...All of our quotes were around the same price.
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09-28-2018, 10:00 PM
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#89
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Senior Member
Join Date: Apr 2016
Location: Portage
Posts: 481
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GEICO for RV and 2 cars. Was much cheaper than others for us.
__________________
Tom
2016 Greyhawk 31DS
2016 Chevy Equinox LX
Blue Ox Baseplate w/Aventa LX Tow Bar & KarGard II Deflector
Blue Ox Patriot Brake
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10-01-2018, 12:55 PM
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#90
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Junior Member
Join Date: May 2017
Location: Anthony
Posts: 6
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RV Insurance
GEICO has truck & RV. Cheapest for us.
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10-01-2018, 02:41 PM
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#91
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Junior Member
Join Date: Sep 2018
Location: Orlando
Posts: 4
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Quote:
Originally Posted by gregowens1
We use Good Sam also,(National General), they had the best rate for RV and tow vehicle (Jeep 76CJ5).
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Nice you have a Jeep Wrangler CJ% 1976 I had one in yellow loved it.
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10-01-2018, 05:24 PM
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#92
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Senior Member
Join Date: Mar 2017
Location: Redding
Posts: 120
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Most important to me is not who is the cheapest but how do they handle claims.
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10-01-2018, 05:26 PM
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#93
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Senior Member
Join Date: Mar 2017
Location: Redding
Posts: 120
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Quote:
Originally Posted by RoWest
Re: National General and Good Sam
We had our new Seneca for 3 weeks and parked in the rear of our acre. It is not visible from the street. The newbie me left it unlocked (no problems in 35 years there) and vandals went inside and let off the dry fire extinguisher and slashed some upholstery. Powder in every cabinet and crack! The policy had been in effect for 3 weeks and they went out of their way to assist. I paid for the professional cleaning and repairs and was reimbursed within days of emailing receipts. Almost $5000 total. No increase in the next years policy which was already hundreds less than others. National General for 4 years now.
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We had the same thing happen on our houseboat. It was a year before we didn’t notice the extinguisher powder in every nook and crannies
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10-05-2018, 04:14 AM
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#94
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Senior Member
Join Date: Aug 2015
Location: Lafayette
Posts: 254
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Fmca?
Anyone using insurance through the FMCA program? I reached out and received a quote that was much less than my Progressive. Note only one towing claim three years ago, multiple discounts applied at Progressive, and rates went up this term nearly $400/month.
Thoughts?
__________________
Terry
N5QWA
2014 Jayco Seneca 37FS
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10-08-2018, 10:34 AM
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#95
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Junior Member
Join Date: Jul 2016
Location: Lemoore
Posts: 3
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National General. Yearly premium is 379.76 I have a 1,000 dollar deductible.
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10-08-2018, 11:38 AM
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#96
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Senior Member
Join Date: Apr 2018
Location: Perryton
Posts: 686
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I n s u r a n c e
Quote:
Originally Posted by Jacobs
National General. Yearly premium is 379.76 I have a 1,000 dollar deductible.
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AAA Texas (available in most states of choice) yearly premium $258.44, $500 comprehensite deductible, $250 "moving damage" -accident damage-deductible, $100k liability, $25k personal injury coverage. Includes 15% discount for storage under roof. Pay by the year, total is $2099.00 per year for two cars and a truck. Bundled with 1900sq ft house, house is $2,219. a year.
__________________
Eric & D.Ann Riddle
2018 Nissan Titan CC SV rwd
2018 Jayco Jayfeather 23RL
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