Insurance is something I hate! Each location company, and customer history has their own unique challenges. It is well worth your time to gather all your insurance polices, and make a few calls. You can change at any point in time. If you cancel, every insurance company I have seen will send you a refund check for days unused. So there is no need to be rushed, in making a decision.
I have had State Farm for a long time. Overall rates have been very good, the few vehicle claims have been painless and they did not jack up my rates do to an incident. My antique cars are my challenge. I can get cheaper insurance from other specialty insurance companies, but then my Umbrella policy would not cover any incidents with them. So I have decided, to keep everything under one roof, so I can maximize discounts, and more importantly extend my coverage over my high risk vehicles.
This last year, State Farm stated they could not put my TT, and cars into storage mode for the off season. I pushed them on it this past fall, and they conceded.
|