The 40amp fuse would be the reverse polarity fuse that protects things in the event that the batteries are connected incorrectly. On my 195RB the fuse was clearly labeled on the distribution board with "Reverse Polarity Protection".
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TT: 2019 ORV Timber Ridge 23DBS, Blue Ox SwayPro 15K/1500
TV: 2019 Ford F-250 XLT SuperCab LB, 6.2L, 4.30/e-locker, 4x4, 164" WB, RoadActive Suspension, 3216 payload
TV: 2014 RAM 1500 Big Horn CC (Traded in)
TT: 2015 Jay Flight SLX 195RB Baja Edition, Andersen No-Sway (Traded in)
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