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Old 04-23-2014, 02:40 PM   #11
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X2 Jagiven!

I have Geico for everything. After talking with the insurance agent it just made sense to keep everything together. He's an independent agent and shopped us around for the best price/coverages.
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Old 04-23-2014, 06:50 PM   #12
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State Farm for house, cars and RV. BTW the homeowners policy covers the contents of the RV.
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Old 04-24-2014, 11:03 AM   #13
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When I looked into this I came down on using the auto carrier for the camper. So I've got liability, comp & collision for just over $100. RV insurers wanted hundreds. As I've had only two very small claims in over 50 years of driving, home ownership, etc., I've saved thousands by not overinsuring. Enough to swallow some loss without regret. Downside to using the auto insurance, content not included. I would have to look to my homeowners. So with my $2k deductible I really don't have content coverage. Upside, it was suggested that I cancel liability when the rig is parked, saving a bit more. I haven't done that yet with Hartford but did in the past with Safeco.

A little off topic, I recently shopped USAA and my quote for apples and apples was nearly double Hartford. I can only guess as to the reason. They look at your credit and I have mine locked with all three reporting agencies, so they didn't get a report.
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Old 04-24-2014, 11:13 AM   #14
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I use Allied Insurance for everything. For us, in this area, we have great rates. The TT alone is $200 year, which includes comp/collision, contents and vacation liability.

Rates and coverage vary wildly between states/zip codes. I'd talk with your Agent. An umbrella liability policy isn't a bad idea either -- I carry one. We have too much to lose should someone have reason to sue us -- fixing/replacing a wrecked TT is important but no where near the highest level our concern.
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Old 04-24-2014, 11:16 AM   #15
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Quote:
Originally Posted by clubhouse View Post
An umbrella liability policy isn't a bad idea either -- I carry one. We have too much to lose should someone have reason to sue us
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Old 04-24-2014, 11:41 AM   #16
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We have Geico for all of our insurance needs. Ours is pretty cheap IMO, WELL WELL under that $200 a member was talking about.
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Old 04-24-2014, 01:50 PM   #17
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Insurance

I used State Farm for years, but found out any of the contents, other than factory installed, was covered by State Farm homeowners policy and subject to its deductible, $1,000. I changed to Good Sam and saved some $ and you also receive a credit for not towing the trailer while it is in winter storage, about $9.00 per month. Ready your policy and read the fine print! So far I am satisfied with Good Sam, however not a their claim experience. Insuring a 2010 Eagle 34' trailer.

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Old 04-24-2014, 02:56 PM   #18
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x2 on the Allied.. beat my geico substantially in price.
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