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Old 03-11-2013, 03:18 PM   #11
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Originally Posted by rbrumfield View Post
Financed mine for 10 years and paid off in 6 months.

Kudos to you!

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Old 03-11-2013, 03:28 PM   #12
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Originally Posted by Crabman View Post
Kudos to you!

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Old 03-11-2013, 05:08 PM   #13
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Originally Posted by clubhouse View Post
I stretched the note as long as possible, 10 yrs at 4%, to keep flexibility but it will be paid off in less than 5. Simple interest loan with no prepayment penalty, so it made sense to me.
I agree with this line of thinking, also put down a solid(at least 20%) down payment. This is how most people get "upside down" on loans.
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Old 03-11-2013, 10:02 PM   #14
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We kinda' did what a lot of others have donel I financed ours for 10yrs....could have wrote a check for it. But I wanted to "furnish" it really nice. With me that never seems to happen unless I do it right when I purchase an item.....I'm basically a cheapskate!! Whatever I have left after we're done with all the purchases goes right on the loan.....shouldn't be more than a couple of thousand dollars left at most....I should have it paid off in 6mos in the worst case. If not, the loan pmt is $100/mo
It's a lot better than putting the "furnishings" on a credit card at 9%.....

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