I was the person who started this thread and I appreciate everyone's comments/experiences. I did the task of changing the oil for the first time in my Genny. It has a filte and like someone else said, there is a oil, air, and fuel filter.
Anyone who does not belive there is a oil filter should look at the bottom in the middle for it. If you don't get to close to it, it won't bite you. HAHA
Thanks for all of your inputs,
Rick and Karen