Jayco RV Owners Forum

Thread Tools Display Modes
Old 04-20-2015, 05:59 PM   #1
Junior Member
Beelbill's Avatar
Join Date: Mar 2015
Location: Sedalia
Posts: 22
Health Insurance

So, I have the 5th wheel on the site and am waiting for it to dry out enough I can get under it to hook up the water and sewer. I am also waiting for Kansas City Power and Light to hook me up. Then I am ready to move into the 5er full time. Spent the day there and it felt like I was on vacation even though I still have full time job. My plan is to winter here and then semi-retire and work a few months in one area and a few in another.

Everything is working out except I don't know what to do about health insurance. I don't ever use it but if I dropped it, I would suddenly need it. Are any of the rest of you fulltimers less than 65 years old? Without work insurance, what do you do for insurance, pay ridiculous rates? Please don't even suggest Obamacare.

Beelbill is offline   Reply With Quote
Old 04-20-2015, 06:49 PM   #2
Senior Member
Murff's Avatar
Join Date: Mar 2015
Location: Seattle area
Posts: 2,116
Any C.O.B.R.A?


2015 White Hawk 20MRB (It's last year)
2011 F150 Non EcoBoost (5.0)
Andersen Hitch
Murff is offline   Reply With Quote
Old 04-20-2015, 07:11 PM   #3
Senior Member
Join Date: Oct 2011
Location: Central California
Posts: 2,243
Unless you have government sponsered healthcare; VA, DOD, Tri-Care, Medicare/Medicade, etc ... I guess I thought that there were only two other choices. 1) Group Insurance (including employer sponsered) or 2) individual "Obamacare Approved" polices. Are there others I am not aware of?

By saying don't suggest Obamacare what do you mean? Are you looking for an individual plan that doesn't meet the ACA guidlines?

If I was you I would be looking for a high deductible catastrophic care plan with a HSA. But let's face it, healthcare costs and health insurance premiums have reached astronomical prices.
2007 Chevy Duramax LMM/Allison
2012 Jay Flight 29QBH
2012 Jay Flight 26BH (Sold)
clubhouse is offline   Reply With Quote
Old 04-20-2015, 07:44 PM   #4
Senior Member
herewego's Avatar
Join Date: Oct 2014
Location: Alvin
Posts: 1,096
Look into this..its called( Christian health care ) They can give you all the details
Roy & Joyce
Alvin Texas
Delta German Shepard (She thinks she is a person)
2017 Eagle 330RSTS
2014 Ram 3500

herewego is offline   Reply With Quote
Old 04-20-2015, 07:56 PM   #5
Senior Member
Join Date: Jan 2015
Location: Cincinnati
Posts: 143
Not understanding the don't mention Obamacare comment. Tons of different companies (private companies) sell insurance on the open market and you can buy a plan with the level of coverage you want. Costs vary based on that. So you can pick very basic hospitalization coverage or a very high end policy depending on what you want to pay. Only fun now is you can buy as a group to keep price down and they can't exclude you. If you don't want the tax credits you may be eligible for because of the obamacare bill no one will force you to take those
2015 Jay Flight 28BHBE
upgrading from Palomino Yearling 4102 Popup
2008 Toyota Tundra Crewmax 5.7 4x4 full tow package
MommieMara is offline   Reply With Quote
Old 04-20-2015, 08:15 PM   #6
Junior Member
Beelbill's Avatar
Join Date: Mar 2015
Location: Sedalia
Posts: 22
Was hoping there was some kind of RV group insurance. Don't really want to get into an Obamacare discussion. Thanks for the Christian Healthcare suggestion.
Beelbill is offline   Reply With Quote
Old 04-20-2015, 10:17 PM   #7
Senior Member
Hattie's Avatar
Join Date: Oct 2014
Location: SF Bay Area
Posts: 711
Check into small business consortiums - they often can get you group rates on medical/dental/vision. Also check membership stores, for example Costco Services links to the Costco Health Insurance Marketplace [don't know anything more since we have employer benefits].
"I just go where I'm towed to"

Genealogy Community Social Group Moderator
2015 White Hawk 25BHS w/Outdoor Kitchen
2015 GMC Sierra SLT 2500HD Z71/4x4 Duramax
Son's 2016 Ford F-150 Lariat SuperCrew 4x4 + gifted 1984 Coleman Sequoia Tent Trailer
Hattie is offline   Reply With Quote
Old 04-21-2015, 05:51 AM   #8
Senior Member
Quahog's Avatar
Join Date: Oct 2011
Location: Houston
Posts: 2,531
Yeah, it's ridiculously expensive even for the Bronze level coverage. I was with Blue Cross last year but the premiums increased by 29.5% this year so I switched to an Aetna plan through Costco. Saved me a couple of hundred bucks but it's still way too expensive IMHO.

Since I always had employer-sponsored insurance, I never bothered to explore VA but I am doing that now.
Mike, Sue, Sissy and Little Man

2015 Ford F350 Lariat FX4 6.7 CC DRW
2015 Eagle Premier 351RSTS

Quahog is offline   Reply With Quote
Old 04-24-2015, 09:58 AM   #9
Senior Member
troutslayer's Avatar
Join Date: Dec 2012
Location: NW AR (God's Country)
Posts: 1,848
Check this website out. They have a lot of good full-time info, including health insurance options.
Could RV Living Be Your Dream? Let's Find Out!!


2012 Eagle Super Lite HT 26.5RKS
2005 GMC 2500 SLT HD D/A
troutslayer is offline   Reply With Quote

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

» Virginia State Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -6. The time now is 09:46 PM.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
Copyright 2002-2016 Social Knowledge, LLC All Rights Reserved.