Big thanks to all.
So a bit of a story. I had a purchase order at CW here in town, originally for $18,750. I called around the area a bit and got an out the door price of $18,043 for the same trailer, apples to apples. I felt its fair market value, albeit higher end.
Came back to CW in town, said they would price match it only if we financed thru them. I said no. However, I will provide a cashier's check the next day. He explained how he would "get his points", if I financed with CW and how its no big difference on my end.
Again I said no. So he informed me without the financing he would require $1,500 on top of the $18,043. Well beyond our original PO of $18,750.
So I took it as a compliment to this forum when he said "
I did my homework and the math was pretty good."
I am now working with a dealership within the surrounding area, and he reassured me there would be no problem accepting a cashiers check from me for $18,043. Shocking!