Jayco RV Owners Forum

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Old 04-04-2015, 09:37 AM   #11
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I have Blue Sky insurance on my trailer, they have a replacement policy. I will have to check on flood insurance....that should be covered.

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Old 04-04-2015, 01:44 PM   #12
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Hartford covers our cars and the TT. The Jayco coverage is just $105. But that has no content coverage. That falls under our home owners policy and has no separate cost I believe.

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Old 04-04-2015, 02:20 PM   #13
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As a new owner (we take delivery on Monday) I got a number of quotes. We have good credit score, clean driving records. Current homeowners/auto with Farmers, who quoted a Foremost policy at $550 with $500 deductible, depreciated value coverage. Progressive at $446 for $500 deductible, replacement value. Geico (Foremost quote) at $739 for $250 deductible, replacement value. Hartford (through AARP) wouldn't insure the trailer without the TV.
Our choice was Good Sam (National General) at $211 with $250 deductible, replacement value.
I sent the Good Sam policy to my Farmers agent. He hasn't called back to say I have a serious gap in coverage.
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Old 04-04-2015, 02:27 PM   #14
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I have USSA as well. And as long as you had RV coverage through them you can add another one without going through Progressive. Whenever I went to add another one I always had one already covered by them is what I mean. So there was not gap.

Not sure if progressive is better or worse it was just easier to stick with USSA for me.
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Old 04-04-2015, 03:36 PM   #15
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we have state farm...love them....2015 26bhs....with a 2004 2500 hd....8.1 liter 496 cubic inch big block chevy....they are great to deal with
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Old 04-04-2015, 08:07 PM   #16
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It's my understanding that USAA uses Progressive to insure RVs.
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Old 04-04-2015, 09:08 PM   #17
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Insurance rates vary state by state and trailer size. My 08 G2 23 FB was $100.00 a year with mercury insurance.
My 2012 Jayco Jayflight 29RLDS is $208 a year and I have $100 deductible.
GEICO insures RV also. I have my Gold Wing motorcycle insured with them and they are about the same on the RV as Mercury so I couldn't see any reason to switch.
I also got a good quote from Good Sam. I don't remember what it was but it was for my car and TT.


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