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Old 05-20-2015, 08:23 PM   #1
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RV Insurance

Can anyone recommend good RV Insurance? Thanks. ~ Andi
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Old 05-20-2015, 08:39 PM   #2
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Blue sky was the best rate for our camper
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Old 05-20-2015, 08:40 PM   #3
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you can check with your auto insurance agent Most offer RV coverage
Also Gieco or Progressive
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Old 05-20-2015, 08:46 PM   #4
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Make sure you are getting RV coverage and not just auto coverage written for an RV. So that it covers everything that is permanently attached, like awnings and microwaves. My regular auto insurance company did not.
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Old 05-20-2015, 08:51 PM   #5
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Progressive - If you go through USAA, they use Progressive also.
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Old 05-20-2015, 08:59 PM   #6
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We use State Farm same as house and auto's. Fairly cheep. We also added gap insurance.
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Old 05-20-2015, 09:05 PM   #7
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Are you going to be on a seasonal site permanently? Or will you be towing? I have State Farm, and like them, we tow all the time. We are covered for almost anything you can think of. Also by bundling home,car, and toys together, my umbrella policy covers everything everything. If I had specialty insurance for the htt or one of my antique cars the umbrella policy would not cover it. Also a coworker had specialty rv insurance while parked on a seasonal lot. A major storm came through flooded the CG, totaled their rv, and the insurance company declined the claim, as they did not have a rider for flood insurance. Total loss on a 1 month old tt.
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Old 05-20-2015, 09:10 PM   #8
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Full time at an RV park. I requested a quote for full timers insurance from Blue Sky. I also requested a quote from State Farm, since my car is with them. Still waiting to hear back from them. Thanks.
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Old 05-21-2015, 06:35 AM   #9
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I have mine through Progressive. Full Timer's insurance is expensive, but it covers everything that may happen when your trailer is connected to your tow vehicle, or disconnected. When you're disconnected, most auto policies don't cover liability . . . like if someone falls going down your stairs.
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Old 05-21-2015, 06:58 AM   #10
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Brownie is correct, if you add to auto policy, the premise liability does not extend from the auto policy. IF you are full timer, would recommend Foremost/Nationwide or Progressive as the company to get quote from, they offer full timer coverage. I am an Insurance Agent in MI.
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