I am also not a fan of extended warranties on any rv except a motorized one.
In your position, I would do the research and consider it on one 4-5 years old if it proved to be a reputable and affordable offer. As stated the details are what may be the deciding factor. What is not covered rather than what is covered and also the good advice already given, how to get out of it if it's not satisfactory.
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2011- 351RLTS Eagle, MorRyde suspension/pin box,
2017- F350 6.7 PSD Lariat FX4,SRW, SB,CC
Hughes PWD SP-50A, TST TPMS
Gator roll-up bed cover
B&W Turnover ball, Companion Std hitch
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