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Old 11-18-2015, 11:56 AM   #1
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Thoughts on deeded rv lots.

DW and I have survived to our late 50's and have realized for some time now the dream of buying a little piece of land in the mountains to build on for retirement isn't going to happen. I've been researching some of these communities that sell deeded rv lots. Not exactly the one or two acres of privacy I've dreamt about, but some look pretty darn nice with lakes or rivers and various amenities. I am without a doubt an impulse type of person and would love any opinions good or bad on this in case it's not a good idea.

Thanks!
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Old 11-18-2015, 12:32 PM   #2
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My only advice would be to not buy sight unseen. You have to go there and verify the lot is what they say it is. You'll also have to decide if you want neighbors that close to you. Visualize the place with every site occupied. Are the amenities built yet or only promised? Talk to owners of sites next to where you'll be buying to find out if it's really what you think it is. I'm sure all of these suggestions have already been thought of, but just gotta throw in my two cents. Good luck in your quest.
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Old 11-18-2015, 12:52 PM   #3
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Another key question is the maintenance costs. While they may be cheap now these things tend to go up exponentially to sustain the property and you have little control over this except in the HOA or shareholders meetings. Make sure you really know what your getting into as a lot of these are like Timeshares. Might be better off doing a seasonal site you can walk away from after a season before jumping in with both feet.

Another thing I might check is how resales work. Can you sell or do they have to list and sell.

Also don't trust the salesman! Vet it on your own.

Just my 2 cents.
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Old 11-18-2015, 01:05 PM   #4
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Look not only at the site, but consider the location and community. This is such an unfortunate situation: 6 people killed in Texas campsite attack, neighbor charged with murder, sherrif says | Fox News
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Old 11-18-2015, 01:13 PM   #5
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a couple of small communities around my cottage had very relaxed rules about lots people bought to put a trailer on. Then people started complaining, so the rules started changing, they now need a well, and a septic system to legally put a trailer on a lot... still cheaper than builder a cottage, but a lot more expensive than it used to be!
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Old 11-18-2015, 01:17 PM   #6
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Another key question is the maintenance costs. While they may be cheap now these things tend to go up exponentially to sustain the property and you have little control over this except in the HOA or shareholders meetings. Make sure you really know what your getting into as a lot of these are like Timeshares. Might be better off doing a seasonal site you can walk away from after a season before jumping in with both feet.

Another thing I might check is how resales work. Can you sell or do they have to list and sell.

Also don't trust the salesman! Vet it on your own.

Just my 2 cents.
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Old 11-18-2015, 01:30 PM   #7
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Originally Posted by mothernaturesson View Post
DW and I have survived to our late 50's and have realized for some time now the dream of buying a little piece of land in the mountains to build on for retirement isn't going to happen. I've been researching some of these communities that sell deeded rv lots. Not exactly the one or two acres of privacy I've dreamt about, but some look pretty darn nice with lakes or rivers and various amenities. I am without a doubt an impulse type of person and would love any opinions good or bad on this in case it's not a good idea.
Thanks!
There's two or three 5-7 acre lots up for sale where SWMBO and I camp. Just outside of Adirondack State Park. Back line is a trout stream.

Driveways are in. Electricity on the road. Less than 20 minute drive to food/supplies.

PM me and I think I can hook you up with the realtors.


One couple already has their retirement home built and they are there full time. We cleared the trees from the building area few weeks ago. A young-ish couple live on the other side of the cul-de-sac.
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Old 11-18-2015, 06:48 PM   #8
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DW and I have survived to our late 50's and have realized for some time now the dream of buying a little piece of land in the mountains to build on for retirement isn't going to happen.
What about buying a small parcel of land up around Hiawassee GA, just to the north of you. It is not built up, a lot of vacant land in the mountains.. We go to a CG up there in Hiawassee every year and next year we are going seasonal, and the TT stays on the lot year round. We are right on a creek. It is the next best thing to owning a lot. I am still looking for that little parcel of land on a creek that we can purchase and leave the TT on it year round. There is a RV resort some where around Blairsville Ga that is by a creek and when it rains hard the creek overflows. One of the small cabins had muddy water marks up past the wheels. Be careful!!! The problem with those lots you are talking about is that if you do not like it there once you move in, you are stuck, because they do not sell fast. If you find one a lot you like, ask if you can camp there for a season (season rates) and then you can decide. Some of those places have a section just for short time RVers.

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Old 11-18-2015, 07:06 PM   #9
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[QUOTE=Mustang65;356472]What about buying a small parcel of land up around Hiawassee GA, just to the north of you. It is not built up, a lot of vacant land in the mountains.. We go to a CG up there in Hiawassee every year and next year we are going seasonal, and the TT stays on the lot year round. We are right on a creek. It is the next best thing to owning a lot. I am still looking for that little parcel of land on a creek that we can purchase and leave the TT on it year round. There is a RV resort some where around Blairsville Ga that is by a creek and when it rains hard the creek overflows. One of the small cabins had muddy water marks up past the wheels. Be careful!!! The problem with those lots you are talking about is that if you do not like it there once you move in, you are stuck, because they do not sell fast. If you find one a lot you like, ask if you can camp there for a season (season rates) and then you can decide. Some of those places have a section just for short time RVers.

Hey Don, you must have been there the same time we were there, Mountain View RV Resort. October, 2013. The place flooded and we were camped in our Jayco Eagle there. It was our first trip in our new rig. The cabin next to the creek was under water and people were actually staying there. We were on the row right in front of that unit in the second spot from the end of that row. Nice Motor home from Florida was in the first spot I believe. They have changed ownership now and we just got a mailing from them recently. The whole section of that road was underwater but the rest of the park was pretty high and dry. Still something to look out for. I'm originally from Plant City, Fl. Love Jim's BBQ there.
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Old 11-18-2015, 08:49 PM   #10
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Quote:
Originally Posted by mothernaturesson View Post
DW and I have survived to our late 50's and have realized for some time now the dream of buying a little piece of land in the mountains to build on for retirement isn't going to happen. I've been researching some of these communities that sell deeded rv lots. Not exactly the one or two acres of privacy I've dreamt about, but some look pretty darn nice with lakes or rivers and various amenities. I am without a doubt an impulse type of person and would love any opinions good or bad on this in case it's not a good idea.

Thanks!
You sound like me. I had the dream when I was 21 and just out of college. We looked at the deeded type of lots and found they were way too expensive. After looking at the fine print in the contract, regarding what you could or couldn't do, I was sure it was a bad idea.

One of our desires was the ability to target shoot. Nothing outrageous, just a little .22 rifle punching paper. That was a no-no everywhere. Others actually restricted what you could build. Finally, most lots were small and close together, so there was no privacy.

Then, we started looking at ordinary real estate. That took years! Had a few deals fall through, and most parcels were either on bad roads, or too expensive.

At age 38 I found what I was looking for. Eleven acres with a stream and 800 feet of road frontage on a paved highway. That's when we bought our first RV. Installed a driveway, leveled a site and off we went. The startup costs were $5,000 and the annual taxes and insurance were $100.

Since then we added and stocked a pond, a covered rifle range, a covered pistol range. When the 20 acres across the road went up for sale in an auction, we bought that too and added 2 more campsites for our 2 sons. The total cost has been about $12,000.

We are in NY....I don't know about other parts of the country. But at least here there IS still property for sale. It just takes a lot of searching.

Try state, county or towns for annual tax auctions. Contact oil and timber companies. Find a realtor in the boonies that handles vacant land.

In the end land will probably be cheaper than a community, you'll have the privacy you want, and the only maintenence "cost" will be your own labor.
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