Extended service plans

[Choppered]

Any input on good sams extended service plans? Or a better option.

[hawkster]

Don't have that one but I can say from experience the Premier plan is not worth the paper it's printed on. I cancelled their plan.

[BuckleUp]

I had the plan briefly (Good Sam) and could not find anyone to accept the coverage. I had to pay out of pocket for repairs and then wait 3 months for a decision. The one time they reimbursed me was they sent $18.95 to me for a failed part but didn’t cover the $120 in labor.

I also purchased the dealer offered service plan on my first Rv . The slide stopped working and the cables snapped. The motor was determined to be at fault, but caused other problems The company only ended up paying about $300 of the $1200 bill. They originally denied covering anything and it took me several months to fight them for the $300. Now I never buy and extended service plan and just budget for repairs. For every service plan the dealer sells, (my dealer) they get about 20-30% of the cost as profit and the service Contract company fights everything. The service company I used in the beginning went out of business (after collecting millions in payments). Nothing prevents any of them from shutting down.

[Grumpy]

The ones that I've always bought were dealer backed (no deductible if your dealer does the repairs) and also had a refund clause if I traded or sold the rig. Never had any issues and always got the refunds when we changed rigs. Those are the two things I always looked for and also which Insurance Company did the underwriting since you can file a claim with them as a back-up.

[Isaacs]

Any time I'm offered an extended service plan on anything I always ask "Why, is there something wrong with the product you just sold to me?"